LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,126
−HK$12,549/mo
▼ 0.25% · 3.875%
HK$206,351
−HK$6,324/mo
Today · 4.125%
HK$212,675
baseline
▲ 0.50% · 4.625%
HK$225,616
+HK$12,941/mo
Deposit HK$43.88M · loan HK$43.88M · min. income ≈ HK$425,350/mo (50% DSR)
Upfront cash ≈ HK$47.61M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,638
−HK$12,028/mo
▼ 0.25% · 3.875%
HK$228,609
−HK$6,057/mo
Today · 4.125%
HK$234,666
baseline
▲ 0.50% · 4.625%
HK$247,036
+HK$12,370/mo
Deposit HK$43.88M · loan HK$43.88M · min. income ≈ HK$469,332/mo (50% DSR)
Upfront cash ≈ HK$47.61M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,151
−HK$15,060/mo
▼ 0.25% · 3.875%
HK$247,621
−HK$7,590/mo
Today · 4.125%
HK$255,211
baseline
▲ 0.50% · 4.625%
HK$270,740
+HK$15,529/mo
Deposit HK$35.11M · loan HK$52.66M · min. income ≈ HK$510,422/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,166
−HK$14,434/mo
▼ 0.25% · 3.875%
HK$274,331
−HK$7,269/mo
Today · 4.125%
HK$281,600
baseline
▲ 0.50% · 4.625%
HK$296,443
+HK$14,843/mo
Deposit HK$35.11M · loan HK$52.66M · min. income ≈ HK$563,200/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,176
−HK$17,570/mo
▼ 0.25% · 3.875%
HK$288,891
−HK$8,855/mo
Today · 4.125%
HK$297,746
baseline
▲ 0.50% · 4.625%
HK$315,863
+HK$18,117/mo
Deposit HK$26.33M · loan HK$61.44M · min. income ≈ HK$595,492/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,693
−HK$16,840/mo
▼ 0.25% · 3.875%
HK$320,053
−HK$8,480/mo
Today · 4.125%
HK$328,533
baseline
▲ 0.50% · 4.625%
HK$345,850
+HK$17,317/mo
Deposit HK$26.33M · loan HK$61.44M · min. income ≈ HK$657,066/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,226
−HK$22,590/mo
▼ 0.25% · 3.875%
HK$371,432
−HK$11,384/mo
Today · 4.125%
HK$382,816
baseline
▲ 0.50% · 4.625%
HK$406,109
+HK$23,293/mo
Deposit HK$8.78M · loan HK$78.99M · min. income ≈ HK$765,632/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,748
−HK$21,652/mo
▼ 0.25% · 3.875%
HK$411,496
−HK$10,904/mo
Today · 4.125%
HK$422,400
baseline
▲ 0.50% · 4.625%
HK$444,665
+HK$22,265/mo
Deposit HK$8.78M · loan HK$78.99M · min. income ≈ HK$844,800/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,729,996 · Scale 2, in force from 26 Feb 2026)