LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,148
−HK$12,551/mo
▼ 0.25% · 3.875%
HK$206,373
−HK$6,326/mo
Today · 4.125%
HK$212,699
baseline
▲ 0.50% · 4.625%
HK$225,641
+HK$12,942/mo
Deposit HK$43.89M · loan HK$43.89M · min. income ≈ HK$425,398/mo (50% DSR)
Upfront cash ≈ HK$47.62M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,662
−HK$12,030/mo
▼ 0.25% · 3.875%
HK$228,634
−HK$6,058/mo
Today · 4.125%
HK$234,692
baseline
▲ 0.50% · 4.625%
HK$247,063
+HK$12,371/mo
Deposit HK$43.89M · loan HK$43.89M · min. income ≈ HK$469,384/mo (50% DSR)
Upfront cash ≈ HK$47.62M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,177
−HK$15,061/mo
▼ 0.25% · 3.875%
HK$247,648
−HK$7,590/mo
Today · 4.125%
HK$255,238
baseline
▲ 0.50% · 4.625%
HK$270,769
+HK$15,531/mo
Deposit HK$35.11M · loan HK$52.66M · min. income ≈ HK$510,476/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,195
−HK$14,435/mo
▼ 0.25% · 3.875%
HK$274,361
−HK$7,269/mo
Today · 4.125%
HK$281,630
baseline
▲ 0.50% · 4.625%
HK$296,475
+HK$14,845/mo
Deposit HK$35.11M · loan HK$52.66M · min. income ≈ HK$563,260/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,207
−HK$17,571/mo
▼ 0.25% · 3.875%
HK$288,923
−HK$8,855/mo
Today · 4.125%
HK$297,778
baseline
▲ 0.50% · 4.625%
HK$315,897
+HK$18,119/mo
Deposit HK$26.33M · loan HK$61.44M · min. income ≈ HK$595,556/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,727
−HK$16,842/mo
▼ 0.25% · 3.875%
HK$320,087
−HK$8,482/mo
Today · 4.125%
HK$328,569
baseline
▲ 0.50% · 4.625%
HK$345,888
+HK$17,319/mo
Deposit HK$26.33M · loan HK$61.44M · min. income ≈ HK$657,138/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,266
−HK$22,591/mo
▼ 0.25% · 3.875%
HK$371,472
−HK$11,385/mo
Today · 4.125%
HK$382,857
baseline
▲ 0.50% · 4.625%
HK$406,153
+HK$23,296/mo
Deposit HK$8.78M · loan HK$79.00M · min. income ≈ HK$765,714/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,792
−HK$21,653/mo
▼ 0.25% · 3.875%
HK$411,541
−HK$10,904/mo
Today · 4.125%
HK$422,445
baseline
▲ 0.50% · 4.625%
HK$444,713
+HK$22,268/mo
Deposit HK$8.78M · loan HK$79.00M · min. income ≈ HK$844,890/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,730,401 · Scale 2, in force from 26 Feb 2026)