LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,192
−HK$12,553/mo
▼ 0.25% · 3.875%
HK$206,419
−HK$6,326/mo
Today · 4.125%
HK$212,745
baseline
▲ 0.50% · 4.625%
HK$225,690
+HK$12,945/mo
Deposit HK$43.90M · loan HK$43.90M · min. income ≈ HK$425,490/mo (50% DSR)
Upfront cash ≈ HK$47.63M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,711
−HK$12,032/mo
▼ 0.25% · 3.875%
HK$228,684
−HK$6,059/mo
Today · 4.125%
HK$234,743
baseline
▲ 0.50% · 4.625%
HK$247,117
+HK$12,374/mo
Deposit HK$43.90M · loan HK$43.90M · min. income ≈ HK$469,486/mo (50% DSR)
Upfront cash ≈ HK$47.63M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,230
−HK$15,064/mo
▼ 0.25% · 3.875%
HK$247,702
−HK$7,592/mo
Today · 4.125%
HK$255,294
baseline
▲ 0.50% · 4.625%
HK$270,828
+HK$15,534/mo
Deposit HK$35.12M · loan HK$52.68M · min. income ≈ HK$510,588/mo (50% DSR)
Upfront cash ≈ HK$38.85M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,253
−HK$14,439/mo
▼ 0.25% · 3.875%
HK$274,421
−HK$7,271/mo
Today · 4.125%
HK$281,692
baseline
▲ 0.50% · 4.625%
HK$296,541
+HK$14,849/mo
Deposit HK$35.12M · loan HK$52.68M · min. income ≈ HK$563,384/mo (50% DSR)
Upfront cash ≈ HK$38.85M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,268
−HK$17,575/mo
▼ 0.25% · 3.875%
HK$288,986
−HK$8,857/mo
Today · 4.125%
HK$297,843
baseline
▲ 0.50% · 4.625%
HK$315,966
+HK$18,123/mo
Deposit HK$26.34M · loan HK$61.46M · min. income ≈ HK$595,686/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,796
−HK$16,845/mo
▼ 0.25% · 3.875%
HK$320,158
−HK$8,483/mo
Today · 4.125%
HK$328,641
baseline
▲ 0.50% · 4.625%
HK$345,964
+HK$17,323/mo
Deposit HK$26.34M · loan HK$61.46M · min. income ≈ HK$657,282/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,345
−HK$22,597/mo
▼ 0.25% · 3.875%
HK$371,554
−HK$11,388/mo
Today · 4.125%
HK$382,942
baseline
▲ 0.50% · 4.625%
HK$406,243
+HK$23,301/mo
Deposit HK$8.78M · loan HK$79.01M · min. income ≈ HK$765,884/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,880
−HK$21,658/mo
▼ 0.25% · 3.875%
HK$411,631
−HK$10,907/mo
Today · 4.125%
HK$422,538
baseline
▲ 0.50% · 4.625%
HK$444,811
+HK$22,273/mo
Deposit HK$8.78M · loan HK$79.01M · min. income ≈ HK$845,076/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,731,221 · Scale 2, in force from 26 Feb 2026)