LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,198
−HK$12,554/mo
▼ 0.25% · 3.875%
HK$206,425
−HK$6,327/mo
Today · 4.125%
HK$212,752
baseline
▲ 0.50% · 4.625%
HK$225,697
+HK$12,945/mo
Deposit HK$43.90M · loan HK$43.90M · min. income ≈ HK$425,504/mo (50% DSR)
Upfront cash ≈ HK$47.63M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,718
−HK$12,033/mo
▼ 0.25% · 3.875%
HK$228,691
−HK$6,060/mo
Today · 4.125%
HK$234,751
baseline
▲ 0.50% · 4.625%
HK$247,125
+HK$12,374/mo
Deposit HK$43.90M · loan HK$43.90M · min. income ≈ HK$469,502/mo (50% DSR)
Upfront cash ≈ HK$47.63M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,237
−HK$15,065/mo
▼ 0.25% · 3.875%
HK$247,710
−HK$7,592/mo
Today · 4.125%
HK$255,302
baseline
▲ 0.50% · 4.625%
HK$270,837
+HK$15,535/mo
Deposit HK$35.12M · loan HK$52.68M · min. income ≈ HK$510,604/mo (50% DSR)
Upfront cash ≈ HK$38.85M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,262
−HK$14,439/mo
▼ 0.25% · 3.875%
HK$274,429
−HK$7,272/mo
Today · 4.125%
HK$281,701
baseline
▲ 0.50% · 4.625%
HK$296,550
+HK$14,849/mo
Deposit HK$35.12M · loan HK$52.68M · min. income ≈ HK$563,402/mo (50% DSR)
Upfront cash ≈ HK$38.85M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,277
−HK$17,576/mo
▼ 0.25% · 3.875%
HK$288,995
−HK$8,858/mo
Today · 4.125%
HK$297,853
baseline
▲ 0.50% · 4.625%
HK$315,976
+HK$18,123/mo
Deposit HK$26.34M · loan HK$61.46M · min. income ≈ HK$595,706/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,805
−HK$16,846/mo
▼ 0.25% · 3.875%
HK$320,168
−HK$8,483/mo
Today · 4.125%
HK$328,651
baseline
▲ 0.50% · 4.625%
HK$345,975
+HK$17,324/mo
Deposit HK$26.34M · loan HK$61.46M · min. income ≈ HK$657,302/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,356
−HK$22,598/mo
▼ 0.25% · 3.875%
HK$371,565
−HK$11,389/mo
Today · 4.125%
HK$382,954
baseline
▲ 0.50% · 4.625%
HK$406,255
+HK$23,301/mo
Deposit HK$8.78M · loan HK$79.02M · min. income ≈ HK$765,908/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,892
−HK$21,659/mo
▼ 0.25% · 3.875%
HK$411,644
−HK$10,907/mo
Today · 4.125%
HK$422,551
baseline
▲ 0.50% · 4.625%
HK$444,825
+HK$22,274/mo
Deposit HK$8.78M · loan HK$79.02M · min. income ≈ HK$845,102/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$3,731,338 · Scale 2, in force from 26 Feb 2026)