LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,023
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,645
−HK$633/mo
Today · 4.125%
HK$21,278
baseline
▲ 0.50% · 4.625%
HK$22,573
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,556/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,275
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,872
−HK$606/mo
Today · 4.125%
HK$23,478
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,956/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,027
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$759/mo
Today · 4.125%
HK$25,534
baseline
▲ 0.50% · 4.625%
HK$27,088
+HK$1,554/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,068/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,730
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,447
−HK$727/mo
Today · 4.125%
HK$28,174
baseline
▲ 0.50% · 4.625%
HK$29,659
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,348/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,032
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,904
−HK$886/mo
Today · 4.125%
HK$29,790
baseline
▲ 0.50% · 4.625%
HK$31,602
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$59,580/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,185
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,021
−HK$849/mo
Today · 4.125%
HK$32,870
baseline
▲ 0.50% · 4.625%
HK$34,602
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$65,740/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,041
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,162
−HK$1,139/mo
Today · 4.125%
HK$38,301
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,330/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,602/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,095
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,170
−HK$1,091/mo
Today · 4.125%
HK$42,261
baseline
▲ 0.50% · 4.625%
HK$44,489
+HK$2,228/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,522/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,426 · Scale 2, in force from 26 Feb 2026)