LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,327
−HK$12,562/mo
▼ 0.25% · 3.875%
HK$206,558
−HK$6,331/mo
Today · 4.125%
HK$212,889
baseline
▲ 0.50% · 4.625%
HK$225,843
+HK$12,954/mo
Deposit HK$43.93M · loan HK$43.93M · min. income ≈ HK$425,778/mo (50% DSR)
Upfront cash ≈ HK$47.66M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,862
−HK$12,040/mo
▼ 0.25% · 3.875%
HK$228,839
−HK$6,063/mo
Today · 4.125%
HK$234,902
baseline
▲ 0.50% · 4.625%
HK$247,284
+HK$12,382/mo
Deposit HK$43.93M · loan HK$43.93M · min. income ≈ HK$469,804/mo (50% DSR)
Upfront cash ≈ HK$47.66M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,392
−HK$15,075/mo
▼ 0.25% · 3.875%
HK$247,870
−HK$7,597/mo
Today · 4.125%
HK$255,467
baseline
▲ 0.50% · 4.625%
HK$271,011
+HK$15,544/mo
Deposit HK$35.14M · loan HK$52.71M · min. income ≈ HK$510,934/mo (50% DSR)
Upfront cash ≈ HK$38.87M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,434
−HK$14,449/mo
▼ 0.25% · 3.875%
HK$274,606
−HK$7,277/mo
Today · 4.125%
HK$281,883
baseline
▲ 0.50% · 4.625%
HK$296,741
+HK$14,858/mo
Deposit HK$35.14M · loan HK$52.71M · min. income ≈ HK$563,766/mo (50% DSR)
Upfront cash ≈ HK$38.87M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,458
−HK$17,587/mo
▼ 0.25% · 3.875%
HK$289,181
−HK$8,864/mo
Today · 4.125%
HK$298,045
baseline
▲ 0.50% · 4.625%
HK$316,180
+HK$18,135/mo
Deposit HK$26.36M · loan HK$61.50M · min. income ≈ HK$596,090/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,006
−HK$16,857/mo
▼ 0.25% · 3.875%
HK$320,374
−HK$8,489/mo
Today · 4.125%
HK$328,863
baseline
▲ 0.50% · 4.625%
HK$346,198
+HK$17,335/mo
Deposit HK$26.36M · loan HK$61.50M · min. income ≈ HK$657,726/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,588
−HK$22,612/mo
▼ 0.25% · 3.875%
HK$371,805
−HK$11,395/mo
Today · 4.125%
HK$383,200
baseline
▲ 0.50% · 4.625%
HK$406,517
+HK$23,317/mo
Deposit HK$8.79M · loan HK$79.07M · min. income ≈ HK$766,400/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,151
−HK$21,673/mo
▼ 0.25% · 3.875%
HK$411,909
−HK$10,915/mo
Today · 4.125%
HK$422,824
baseline
▲ 0.50% · 4.625%
HK$445,111
+HK$22,287/mo
Deposit HK$8.79M · loan HK$79.07M · min. income ≈ HK$845,648/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$3,733,743 · Scale 2, in force from 26 Feb 2026)