LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,358
−HK$12,564/mo
▼ 0.25% · 3.875%
HK$206,591
−HK$6,331/mo
Today · 4.125%
HK$212,922
baseline
▲ 0.50% · 4.625%
HK$225,878
+HK$12,956/mo
Deposit HK$43.93M · loan HK$43.93M · min. income ≈ HK$425,844/mo (50% DSR)
Upfront cash ≈ HK$47.67M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,897
−HK$12,042/mo
▼ 0.25% · 3.875%
HK$228,874
−HK$6,065/mo
Today · 4.125%
HK$234,939
baseline
▲ 0.50% · 4.625%
HK$247,323
+HK$12,384/mo
Deposit HK$43.93M · loan HK$43.93M · min. income ≈ HK$469,878/mo (50% DSR)
Upfront cash ≈ HK$47.67M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,430
−HK$15,077/mo
▼ 0.25% · 3.875%
HK$247,909
−HK$7,598/mo
Today · 4.125%
HK$255,507
baseline
▲ 0.50% · 4.625%
HK$271,054
+HK$15,547/mo
Deposit HK$35.15M · loan HK$52.72M · min. income ≈ HK$511,014/mo (50% DSR)
Upfront cash ≈ HK$38.88M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,476
−HK$14,451/mo
▼ 0.25% · 3.875%
HK$274,649
−HK$7,278/mo
Today · 4.125%
HK$281,927
baseline
▲ 0.50% · 4.625%
HK$296,787
+HK$14,860/mo
Deposit HK$35.15M · loan HK$52.72M · min. income ≈ HK$563,854/mo (50% DSR)
Upfront cash ≈ HK$38.88M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,502
−HK$17,589/mo
▼ 0.25% · 3.875%
HK$289,227
−HK$8,864/mo
Today · 4.125%
HK$298,091
baseline
▲ 0.50% · 4.625%
HK$316,230
+HK$18,139/mo
Deposit HK$26.36M · loan HK$61.51M · min. income ≈ HK$596,182/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,055
−HK$16,860/mo
▼ 0.25% · 3.875%
HK$320,424
−HK$8,491/mo
Today · 4.125%
HK$328,915
baseline
▲ 0.50% · 4.625%
HK$346,252
+HK$17,337/mo
Deposit HK$26.36M · loan HK$61.51M · min. income ≈ HK$657,830/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,645
−HK$22,615/mo
▼ 0.25% · 3.875%
HK$371,863
−HK$11,397/mo
Today · 4.125%
HK$383,260
baseline
▲ 0.50% · 4.625%
HK$406,581
+HK$23,321/mo
Deposit HK$8.79M · loan HK$79.08M · min. income ≈ HK$766,520/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,214
−HK$21,676/mo
▼ 0.25% · 3.875%
HK$411,974
−HK$10,916/mo
Today · 4.125%
HK$422,890
baseline
▲ 0.50% · 4.625%
HK$445,181
+HK$22,291/mo
Deposit HK$8.79M · loan HK$79.08M · min. income ≈ HK$845,780/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$3,734,328 · Scale 2, in force from 26 Feb 2026)