LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,489
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$206,726
−HK$6,336/mo
Today · 4.125%
HK$213,062
baseline
▲ 0.50% · 4.625%
HK$226,026
+HK$12,964/mo
Deposit HK$43.96M · loan HK$43.96M · min. income ≈ HK$426,124/mo (50% DSR)
Upfront cash ≈ HK$47.70M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,042
−HK$12,051/mo
▼ 0.25% · 3.875%
HK$229,024
−HK$6,069/mo
Today · 4.125%
HK$235,093
baseline
▲ 0.50% · 4.625%
HK$247,485
+HK$12,392/mo
Deposit HK$43.96M · loan HK$43.96M · min. income ≈ HK$470,186/mo (50% DSR)
Upfront cash ≈ HK$47.70M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,587
−HK$15,087/mo
▼ 0.25% · 3.875%
HK$248,071
−HK$7,603/mo
Today · 4.125%
HK$255,674
baseline
▲ 0.50% · 4.625%
HK$271,231
+HK$15,557/mo
Deposit HK$35.17M · loan HK$52.75M · min. income ≈ HK$511,348/mo (50% DSR)
Upfront cash ≈ HK$38.91M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,651
−HK$14,460/mo
▼ 0.25% · 3.875%
HK$274,829
−HK$7,282/mo
Today · 4.125%
HK$282,111
baseline
▲ 0.50% · 4.625%
HK$296,982
+HK$14,871/mo
Deposit HK$35.17M · loan HK$52.75M · min. income ≈ HK$564,222/mo (50% DSR)
Upfront cash ≈ HK$38.91M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,685
−HK$17,601/mo
▼ 0.25% · 3.875%
HK$289,416
−HK$8,870/mo
Today · 4.125%
HK$298,286
baseline
▲ 0.50% · 4.625%
HK$316,436
+HK$18,150/mo
Deposit HK$26.38M · loan HK$61.55M · min. income ≈ HK$596,572/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,259
−HK$16,871/mo
▼ 0.25% · 3.875%
HK$320,634
−HK$8,496/mo
Today · 4.125%
HK$329,130
baseline
▲ 0.50% · 4.625%
HK$346,479
+HK$17,349/mo
Deposit HK$26.38M · loan HK$61.55M · min. income ≈ HK$658,260/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,881
−HK$22,630/mo
▼ 0.25% · 3.875%
HK$372,106
−HK$11,405/mo
Today · 4.125%
HK$383,511
baseline
▲ 0.50% · 4.625%
HK$406,847
+HK$23,336/mo
Deposit HK$8.79M · loan HK$79.13M · min. income ≈ HK$767,022/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,476
−HK$21,691/mo
▼ 0.25% · 3.875%
HK$412,244
−HK$10,923/mo
Today · 4.125%
HK$423,167
baseline
▲ 0.50% · 4.625%
HK$445,472
+HK$22,305/mo
Deposit HK$8.79M · loan HK$79.13M · min. income ≈ HK$846,334/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$3,736,771 · Scale 2, in force from 26 Feb 2026)