LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,536
−HK$12,576/mo
▼ 0.25% · 3.875%
HK$206,774
−HK$6,338/mo
Today · 4.125%
HK$213,112
baseline
▲ 0.50% · 4.625%
HK$226,079
+HK$12,967/mo
Deposit HK$43.97M · loan HK$43.97M · min. income ≈ HK$426,224/mo (50% DSR)
Upfront cash ≈ HK$47.71M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,095
−HK$12,053/mo
▼ 0.25% · 3.875%
HK$229,078
−HK$6,070/mo
Today · 4.125%
HK$235,148
baseline
▲ 0.50% · 4.625%
HK$247,543
+HK$12,395/mo
Deposit HK$43.97M · loan HK$43.97M · min. income ≈ HK$470,296/mo (50% DSR)
Upfront cash ≈ HK$47.71M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,643
−HK$15,091/mo
▼ 0.25% · 3.875%
HK$248,129
−HK$7,605/mo
Today · 4.125%
HK$255,734
baseline
▲ 0.50% · 4.625%
HK$271,295
+HK$15,561/mo
Deposit HK$35.18M · loan HK$52.77M · min. income ≈ HK$511,468/mo (50% DSR)
Upfront cash ≈ HK$38.92M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,713
−HK$14,464/mo
▼ 0.25% · 3.875%
HK$274,893
−HK$7,284/mo
Today · 4.125%
HK$282,177
baseline
▲ 0.50% · 4.625%
HK$297,051
+HK$14,874/mo
Deposit HK$35.18M · loan HK$52.77M · min. income ≈ HK$564,354/mo (50% DSR)
Upfront cash ≈ HK$38.92M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,751
−HK$17,605/mo
▼ 0.25% · 3.875%
HK$289,484
−HK$8,872/mo
Today · 4.125%
HK$298,356
baseline
▲ 0.50% · 4.625%
HK$316,511
+HK$18,155/mo
Deposit HK$26.38M · loan HK$61.56M · min. income ≈ HK$596,712/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,332
−HK$16,875/mo
▼ 0.25% · 3.875%
HK$320,709
−HK$8,498/mo
Today · 4.125%
HK$329,207
baseline
▲ 0.50% · 4.625%
HK$346,560
+HK$17,353/mo
Deposit HK$26.38M · loan HK$61.56M · min. income ≈ HK$658,414/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,965
−HK$22,636/mo
▼ 0.25% · 3.875%
HK$372,193
−HK$11,408/mo
Today · 4.125%
HK$383,601
baseline
▲ 0.50% · 4.625%
HK$406,942
+HK$23,341/mo
Deposit HK$8.79M · loan HK$79.15M · min. income ≈ HK$767,202/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,570
−HK$21,696/mo
▼ 0.25% · 3.875%
HK$412,340
−HK$10,926/mo
Today · 4.125%
HK$423,266
baseline
▲ 0.50% · 4.625%
HK$445,577
+HK$22,311/mo
Deposit HK$8.79M · loan HK$79.15M · min. income ≈ HK$846,532/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$3,737,645 · Scale 2, in force from 26 Feb 2026)