LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,622
−HK$12,581/mo
▼ 0.25% · 3.875%
HK$206,863
−HK$6,340/mo
Today · 4.125%
HK$213,203
baseline
▲ 0.50% · 4.625%
HK$226,176
+HK$12,973/mo
Deposit HK$43.99M · loan HK$43.99M · min. income ≈ HK$426,406/mo (50% DSR)
Upfront cash ≈ HK$47.73M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,190
−HK$12,059/mo
▼ 0.25% · 3.875%
HK$229,176
−HK$6,073/mo
Today · 4.125%
HK$235,249
baseline
▲ 0.50% · 4.625%
HK$247,649
+HK$12,400/mo
Deposit HK$43.99M · loan HK$43.99M · min. income ≈ HK$470,498/mo (50% DSR)
Upfront cash ≈ HK$47.73M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,747
−HK$15,097/mo
▼ 0.25% · 3.875%
HK$248,235
−HK$7,609/mo
Today · 4.125%
HK$255,844
baseline
▲ 0.50% · 4.625%
HK$271,411
+HK$15,567/mo
Deposit HK$35.19M · loan HK$52.79M · min. income ≈ HK$511,688/mo (50% DSR)
Upfront cash ≈ HK$38.93M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,828
−HK$14,470/mo
▼ 0.25% · 3.875%
HK$275,011
−HK$7,287/mo
Today · 4.125%
HK$282,298
baseline
▲ 0.50% · 4.625%
HK$297,179
+HK$14,881/mo
Deposit HK$35.19M · loan HK$52.79M · min. income ≈ HK$564,596/mo (50% DSR)
Upfront cash ≈ HK$38.93M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,871
−HK$17,613/mo
▼ 0.25% · 3.875%
HK$289,608
−HK$8,876/mo
Today · 4.125%
HK$298,484
baseline
▲ 0.50% · 4.625%
HK$316,646
+HK$18,162/mo
Deposit HK$26.39M · loan HK$61.59M · min. income ≈ HK$596,968/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,466
−HK$16,882/mo
▼ 0.25% · 3.875%
HK$320,847
−HK$8,501/mo
Today · 4.125%
HK$329,348
baseline
▲ 0.50% · 4.625%
HK$346,708
+HK$17,360/mo
Deposit HK$26.39M · loan HK$61.59M · min. income ≈ HK$658,696/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,120
−HK$22,645/mo
▼ 0.25% · 3.875%
HK$372,353
−HK$11,412/mo
Today · 4.125%
HK$383,765
baseline
▲ 0.50% · 4.625%
HK$407,117
+HK$23,352/mo
Deposit HK$8.80M · loan HK$79.18M · min. income ≈ HK$767,530/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,742
−HK$21,705/mo
▼ 0.25% · 3.875%
HK$412,517
−HK$10,930/mo
Today · 4.125%
HK$423,447
baseline
▲ 0.50% · 4.625%
HK$445,768
+HK$22,321/mo
Deposit HK$8.80M · loan HK$79.18M · min. income ≈ HK$846,894/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$3,739,249 · Scale 2, in force from 26 Feb 2026)