LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,689
−HK$12,585/mo
▼ 0.25% · 3.875%
HK$206,931
−HK$6,343/mo
Today · 4.125%
HK$213,274
baseline
▲ 0.50% · 4.625%
HK$226,251
+HK$12,977/mo
Deposit HK$44.01M · loan HK$44.01M · min. income ≈ HK$426,548/mo (50% DSR)
Upfront cash ≈ HK$47.75M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,264
−HK$12,063/mo
▼ 0.25% · 3.875%
HK$229,252
−HK$6,075/mo
Today · 4.125%
HK$235,327
baseline
▲ 0.50% · 4.625%
HK$247,731
+HK$12,404/mo
Deposit HK$44.01M · loan HK$44.01M · min. income ≈ HK$470,654/mo (50% DSR)
Upfront cash ≈ HK$47.75M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,827
−HK$15,102/mo
▼ 0.25% · 3.875%
HK$248,318
−HK$7,611/mo
Today · 4.125%
HK$255,929
baseline
▲ 0.50% · 4.625%
HK$271,501
+HK$15,572/mo
Deposit HK$35.20M · loan HK$52.81M · min. income ≈ HK$511,858/mo (50% DSR)
Upfront cash ≈ HK$38.95M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,917
−HK$14,475/mo
▼ 0.25% · 3.875%
HK$275,103
−HK$7,289/mo
Today · 4.125%
HK$282,392
baseline
▲ 0.50% · 4.625%
HK$297,277
+HK$14,885/mo
Deposit HK$35.20M · loan HK$52.81M · min. income ≈ HK$564,784/mo (50% DSR)
Upfront cash ≈ HK$38.95M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,964
−HK$17,619/mo
▼ 0.25% · 3.875%
HK$289,704
−HK$8,879/mo
Today · 4.125%
HK$298,583
baseline
▲ 0.50% · 4.625%
HK$316,751
+HK$18,168/mo
Deposit HK$26.40M · loan HK$61.61M · min. income ≈ HK$597,166/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,570
−HK$16,887/mo
▼ 0.25% · 3.875%
HK$320,953
−HK$8,504/mo
Today · 4.125%
HK$329,457
baseline
▲ 0.50% · 4.625%
HK$346,823
+HK$17,366/mo
Deposit HK$26.40M · loan HK$61.61M · min. income ≈ HK$658,914/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,240
−HK$22,653/mo
▼ 0.25% · 3.875%
HK$372,476
−HK$11,417/mo
Today · 4.125%
HK$383,893
baseline
▲ 0.50% · 4.625%
HK$407,252
+HK$23,359/mo
Deposit HK$8.80M · loan HK$79.21M · min. income ≈ HK$767,786/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,876
−HK$21,712/mo
▼ 0.25% · 3.875%
HK$412,654
−HK$10,934/mo
Today · 4.125%
HK$423,588
baseline
▲ 0.50% · 4.625%
HK$445,916
+HK$22,328/mo
Deposit HK$8.80M · loan HK$79.21M · min. income ≈ HK$847,176/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$3,740,490 · Scale 2, in force from 26 Feb 2026)