LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,088
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,713
−HK$634/mo
Today · 4.125%
HK$21,347
baseline
▲ 0.50% · 4.625%
HK$22,646
+HK$1,299/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,694/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,347
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,947
−HK$608/mo
Today · 4.125%
HK$23,555
baseline
▲ 0.50% · 4.625%
HK$24,796
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,110/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,105
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,855
−HK$762/mo
Today · 4.125%
HK$25,617
baseline
▲ 0.50% · 4.625%
HK$27,176
+HK$1,559/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$51,234/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,817
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,536
−HK$730/mo
Today · 4.125%
HK$28,266
baseline
▲ 0.50% · 4.625%
HK$29,756
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$56,532/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,123
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$888/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,705
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,286
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$852/mo
Today · 4.125%
HK$32,977
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,954/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,158
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,283
−HK$1,142/mo
Today · 4.125%
HK$38,425
baseline
▲ 0.50% · 4.625%
HK$40,763
+HK$2,338/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,850/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,225
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,304
−HK$1,095/mo
Today · 4.125%
HK$42,399
baseline
▲ 0.50% · 4.625%
HK$44,633
+HK$2,234/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,798/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,283 · Scale 2, in force from 26 Feb 2026)