LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,091
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,716
−HK$635/mo
Today · 4.125%
HK$21,351
baseline
▲ 0.50% · 4.625%
HK$22,650
+HK$1,299/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,702/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,351
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,951
−HK$608/mo
Today · 4.125%
HK$23,559
baseline
▲ 0.50% · 4.625%
HK$24,801
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,118/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$762/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$27,181
+HK$1,559/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,822
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,541
−HK$730/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,761
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,128
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$889/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,711
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,292
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$852/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,289
−HK$1,143/mo
Today · 4.125%
HK$38,432
baseline
▲ 0.50% · 4.625%
HK$40,771
+HK$2,339/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,864/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,233
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,312
−HK$1,094/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,642
+HK$2,236/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,331 · Scale 2, in force from 26 Feb 2026)