LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,958
−HK$12,602/mo
▼ 0.25% · 3.875%
HK$207,209
−HK$6,351/mo
Today · 4.125%
HK$213,560
baseline
▲ 0.50% · 4.625%
HK$226,554
+HK$12,994/mo
Deposit HK$44.06M · loan HK$44.06M · min. income ≈ HK$427,120/mo (50% DSR)
Upfront cash ≈ HK$47.81M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,563
−HK$12,079/mo
▼ 0.25% · 3.875%
HK$229,559
−HK$6,083/mo
Today · 4.125%
HK$235,642
baseline
▲ 0.50% · 4.625%
HK$248,063
+HK$12,421/mo
Deposit HK$44.06M · loan HK$44.06M · min. income ≈ HK$471,284/mo (50% DSR)
Upfront cash ≈ HK$47.81M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,149
−HK$15,123/mo
▼ 0.25% · 3.875%
HK$248,650
−HK$7,622/mo
Today · 4.125%
HK$256,272
baseline
▲ 0.50% · 4.625%
HK$271,865
+HK$15,593/mo
Deposit HK$35.25M · loan HK$52.88M · min. income ≈ HK$512,544/mo (50% DSR)
Upfront cash ≈ HK$39.00M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,276
−HK$14,494/mo
▼ 0.25% · 3.875%
HK$275,471
−HK$7,299/mo
Today · 4.125%
HK$282,770
baseline
▲ 0.50% · 4.625%
HK$297,676
+HK$14,906/mo
Deposit HK$35.25M · loan HK$52.88M · min. income ≈ HK$565,540/mo (50% DSR)
Upfront cash ≈ HK$39.00M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,341
−HK$17,642/mo
▼ 0.25% · 3.875%
HK$290,092
−HK$8,891/mo
Today · 4.125%
HK$298,983
baseline
▲ 0.50% · 4.625%
HK$317,176
+HK$18,193/mo
Deposit HK$26.44M · loan HK$61.69M · min. income ≈ HK$597,966/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,989
−HK$16,910/mo
▼ 0.25% · 3.875%
HK$321,383
−HK$8,516/mo
Today · 4.125%
HK$329,899
baseline
▲ 0.50% · 4.625%
HK$347,288
+HK$17,389/mo
Deposit HK$26.44M · loan HK$61.69M · min. income ≈ HK$659,798/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,724
−HK$22,683/mo
▼ 0.25% · 3.875%
HK$372,976
−HK$11,431/mo
Today · 4.125%
HK$384,407
baseline
▲ 0.50% · 4.625%
HK$407,798
+HK$23,391/mo
Deposit HK$8.81M · loan HK$79.32M · min. income ≈ HK$768,814/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,414
−HK$21,741/mo
▼ 0.25% · 3.875%
HK$413,207
−HK$10,948/mo
Today · 4.125%
HK$424,155
baseline
▲ 0.50% · 4.625%
HK$446,513
+HK$22,358/mo
Deposit HK$8.81M · loan HK$79.32M · min. income ≈ HK$848,310/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$3,745,502 · Scale 2, in force from 26 Feb 2026)