LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,977
−HK$12,603/mo
▼ 0.25% · 3.875%
HK$207,228
−HK$6,352/mo
Today · 4.125%
HK$213,580
baseline
▲ 0.50% · 4.625%
HK$226,575
+HK$12,995/mo
Deposit HK$44.07M · loan HK$44.07M · min. income ≈ HK$427,160/mo (50% DSR)
Upfront cash ≈ HK$47.81M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,584
−HK$12,080/mo
▼ 0.25% · 3.875%
HK$229,581
−HK$6,083/mo
Today · 4.125%
HK$235,664
baseline
▲ 0.50% · 4.625%
HK$248,086
+HK$12,422/mo
Deposit HK$44.07M · loan HK$44.07M · min. income ≈ HK$471,328/mo (50% DSR)
Upfront cash ≈ HK$47.81M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,172
−HK$15,123/mo
▼ 0.25% · 3.875%
HK$248,674
−HK$7,621/mo
Today · 4.125%
HK$256,295
baseline
▲ 0.50% · 4.625%
HK$271,890
+HK$15,595/mo
Deposit HK$35.26M · loan HK$52.88M · min. income ≈ HK$512,590/mo (50% DSR)
Upfront cash ≈ HK$39.00M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,301
−HK$14,496/mo
▼ 0.25% · 3.875%
HK$275,497
−HK$7,300/mo
Today · 4.125%
HK$282,797
baseline
▲ 0.50% · 4.625%
HK$297,703
+HK$14,906/mo
Deposit HK$35.26M · loan HK$52.88M · min. income ≈ HK$565,594/mo (50% DSR)
Upfront cash ≈ HK$39.00M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,367
−HK$17,644/mo
▼ 0.25% · 3.875%
HK$290,119
−HK$8,892/mo
Today · 4.125%
HK$299,011
baseline
▲ 0.50% · 4.625%
HK$317,205
+HK$18,194/mo
Deposit HK$26.44M · loan HK$61.70M · min. income ≈ HK$598,022/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,018
−HK$16,912/mo
▼ 0.25% · 3.875%
HK$321,413
−HK$8,517/mo
Today · 4.125%
HK$329,930
baseline
▲ 0.50% · 4.625%
HK$347,321
+HK$17,391/mo
Deposit HK$26.44M · loan HK$61.70M · min. income ≈ HK$659,860/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,758
−HK$22,685/mo
▼ 0.25% · 3.875%
HK$373,011
−HK$11,432/mo
Today · 4.125%
HK$384,443
baseline
▲ 0.50% · 4.625%
HK$407,836
+HK$23,393/mo
Deposit HK$8.81M · loan HK$79.32M · min. income ≈ HK$768,886/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,452
−HK$21,743/mo
▼ 0.25% · 3.875%
HK$413,245
−HK$10,950/mo
Today · 4.125%
HK$424,195
baseline
▲ 0.50% · 4.625%
HK$446,555
+HK$22,360/mo
Deposit HK$8.81M · loan HK$79.32M · min. income ≈ HK$848,390/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$3,745,852 · Scale 2, in force from 26 Feb 2026)