LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,094
−HK$12,611/mo
▼ 0.25% · 3.875%
HK$207,349
−HK$6,356/mo
Today · 4.125%
HK$213,705
baseline
▲ 0.50% · 4.625%
HK$226,708
+HK$13,003/mo
Deposit HK$44.09M · loan HK$44.09M · min. income ≈ HK$427,410/mo (50% DSR)
Upfront cash ≈ HK$47.84M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,715
−HK$12,087/mo
▼ 0.25% · 3.875%
HK$229,715
−HK$6,087/mo
Today · 4.125%
HK$235,802
baseline
▲ 0.50% · 4.625%
HK$248,231
+HK$12,429/mo
Deposit HK$44.09M · loan HK$44.09M · min. income ≈ HK$471,604/mo (50% DSR)
Upfront cash ≈ HK$47.84M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,313
−HK$15,133/mo
▼ 0.25% · 3.875%
HK$248,819
−HK$7,627/mo
Today · 4.125%
HK$256,446
baseline
▲ 0.50% · 4.625%
HK$272,050
+HK$15,604/mo
Deposit HK$35.28M · loan HK$52.91M · min. income ≈ HK$512,892/mo (50% DSR)
Upfront cash ≈ HK$39.02M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,458
−HK$14,504/mo
▼ 0.25% · 3.875%
HK$275,658
−HK$7,304/mo
Today · 4.125%
HK$282,962
baseline
▲ 0.50% · 4.625%
HK$297,878
+HK$14,916/mo
Deposit HK$35.28M · loan HK$52.91M · min. income ≈ HK$565,924/mo (50% DSR)
Upfront cash ≈ HK$39.02M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,532
−HK$17,655/mo
▼ 0.25% · 3.875%
HK$290,289
−HK$8,898/mo
Today · 4.125%
HK$299,187
baseline
▲ 0.50% · 4.625%
HK$317,391
+HK$18,204/mo
Deposit HK$26.46M · loan HK$61.73M · min. income ≈ HK$598,374/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,202
−HK$16,921/mo
▼ 0.25% · 3.875%
HK$321,601
−HK$8,522/mo
Today · 4.125%
HK$330,123
baseline
▲ 0.50% · 4.625%
HK$347,524
+HK$17,401/mo
Deposit HK$26.46M · loan HK$61.73M · min. income ≈ HK$660,246/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,970
−HK$22,698/mo
▼ 0.25% · 3.875%
HK$373,229
−HK$11,439/mo
Today · 4.125%
HK$384,668
baseline
▲ 0.50% · 4.625%
HK$408,075
+HK$23,407/mo
Deposit HK$8.82M · loan HK$79.37M · min. income ≈ HK$769,336/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,688
−HK$21,756/mo
▼ 0.25% · 3.875%
HK$413,488
−HK$10,956/mo
Today · 4.125%
HK$424,444
baseline
▲ 0.50% · 4.625%
HK$446,817
+HK$22,373/mo
Deposit HK$8.82M · loan HK$79.37M · min. income ≈ HK$848,888/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,748,047 · Scale 2, in force from 26 Feb 2026)