LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,130
−HK$12,613/mo
▼ 0.25% · 3.875%
HK$207,387
−HK$6,356/mo
Today · 4.125%
HK$213,743
baseline
▲ 0.50% · 4.625%
HK$226,749
+HK$13,006/mo
Deposit HK$44.10M · loan HK$44.10M · min. income ≈ HK$427,486/mo (50% DSR)
Upfront cash ≈ HK$47.85M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,755
−HK$12,089/mo
▼ 0.25% · 3.875%
HK$229,756
−HK$6,088/mo
Today · 4.125%
HK$235,844
baseline
▲ 0.50% · 4.625%
HK$248,276
+HK$12,432/mo
Deposit HK$44.10M · loan HK$44.10M · min. income ≈ HK$471,688/mo (50% DSR)
Upfront cash ≈ HK$47.85M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,356
−HK$15,135/mo
▼ 0.25% · 3.875%
HK$248,864
−HK$7,627/mo
Today · 4.125%
HK$256,491
baseline
▲ 0.50% · 4.625%
HK$272,098
+HK$15,607/mo
Deposit HK$35.28M · loan HK$52.92M · min. income ≈ HK$512,982/mo (50% DSR)
Upfront cash ≈ HK$39.03M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,506
−HK$14,507/mo
▼ 0.25% · 3.875%
HK$275,708
−HK$7,305/mo
Today · 4.125%
HK$283,013
baseline
▲ 0.50% · 4.625%
HK$297,931
+HK$14,918/mo
Deposit HK$35.28M · loan HK$52.92M · min. income ≈ HK$566,026/mo (50% DSR)
Upfront cash ≈ HK$39.03M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,582
−HK$17,658/mo
▼ 0.25% · 3.875%
HK$290,341
−HK$8,899/mo
Today · 4.125%
HK$299,240
baseline
▲ 0.50% · 4.625%
HK$317,448
+HK$18,208/mo
Deposit HK$26.46M · loan HK$61.74M · min. income ≈ HK$598,480/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,258
−HK$16,924/mo
▼ 0.25% · 3.875%
HK$321,659
−HK$8,523/mo
Today · 4.125%
HK$330,182
baseline
▲ 0.50% · 4.625%
HK$347,586
+HK$17,404/mo
Deposit HK$26.46M · loan HK$61.74M · min. income ≈ HK$660,364/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,034
−HK$22,703/mo
▼ 0.25% · 3.875%
HK$373,296
−HK$11,441/mo
Today · 4.125%
HK$384,737
baseline
▲ 0.50% · 4.625%
HK$408,148
+HK$23,411/mo
Deposit HK$8.82M · loan HK$79.38M · min. income ≈ HK$769,474/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,760
−HK$21,760/mo
▼ 0.25% · 3.875%
HK$413,562
−HK$10,958/mo
Today · 4.125%
HK$424,520
baseline
▲ 0.50% · 4.625%
HK$446,897
+HK$22,377/mo
Deposit HK$8.82M · loan HK$79.38M · min. income ≈ HK$849,040/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,748,718 · Scale 2, in force from 26 Feb 2026)