LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,114
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,740
−HK$635/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,676
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,377
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$609/mo
Today · 4.125%
HK$23,586
baseline
▲ 0.50% · 4.625%
HK$24,829
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,172/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,137
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,888
−HK$762/mo
Today · 4.125%
HK$25,650
baseline
▲ 0.50% · 4.625%
HK$27,211
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,300/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,572
−HK$731/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$29,795
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,160
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,035
−HK$890/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,746
+HK$1,821/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,327
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,167
−HK$853/mo
Today · 4.125%
HK$33,020
baseline
▲ 0.50% · 4.625%
HK$34,760
+HK$1,740/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,040/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,205
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,331
−HK$1,145/mo
Today · 4.125%
HK$38,476
baseline
▲ 0.50% · 4.625%
HK$40,817
+HK$2,341/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,952/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,278
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,358
−HK$1,096/mo
Today · 4.125%
HK$42,454
baseline
▲ 0.50% · 4.625%
HK$44,692
+HK$2,238/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,908/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,628 · Scale 2, in force from 26 Feb 2026)