LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,145
−HK$12,613/mo
▼ 0.25% · 3.875%
HK$207,402
−HK$6,356/mo
Today · 4.125%
HK$213,758
baseline
▲ 0.50% · 4.625%
HK$226,765
+HK$13,007/mo
Deposit HK$44.11M · loan HK$44.11M · min. income ≈ HK$427,516/mo (50% DSR)
Upfront cash ≈ HK$47.85M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,772
−HK$12,089/mo
▼ 0.25% · 3.875%
HK$229,773
−HK$6,088/mo
Today · 4.125%
HK$235,861
baseline
▲ 0.50% · 4.625%
HK$248,294
+HK$12,433/mo
Deposit HK$44.11M · loan HK$44.11M · min. income ≈ HK$471,722/mo (50% DSR)
Upfront cash ≈ HK$47.85M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,374
−HK$15,136/mo
▼ 0.25% · 3.875%
HK$248,882
−HK$7,628/mo
Today · 4.125%
HK$256,510
baseline
▲ 0.50% · 4.625%
HK$272,118
+HK$15,608/mo
Deposit HK$35.28M · loan HK$52.93M · min. income ≈ HK$513,020/mo (50% DSR)
Upfront cash ≈ HK$39.03M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,526
−HK$14,508/mo
▼ 0.25% · 3.875%
HK$275,728
−HK$7,306/mo
Today · 4.125%
HK$283,034
baseline
▲ 0.50% · 4.625%
HK$297,953
+HK$14,919/mo
Deposit HK$35.28M · loan HK$52.93M · min. income ≈ HK$566,068/mo (50% DSR)
Upfront cash ≈ HK$39.03M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,603
−HK$17,659/mo
▼ 0.25% · 3.875%
HK$290,362
−HK$8,900/mo
Today · 4.125%
HK$299,262
baseline
▲ 0.50% · 4.625%
HK$317,471
+HK$18,209/mo
Deposit HK$26.46M · loan HK$61.75M · min. income ≈ HK$598,524/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,280
−HK$16,926/mo
▼ 0.25% · 3.875%
HK$321,682
−HK$8,524/mo
Today · 4.125%
HK$330,206
baseline
▲ 0.50% · 4.625%
HK$347,612
+HK$17,406/mo
Deposit HK$26.46M · loan HK$61.75M · min. income ≈ HK$660,412/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,061
−HK$22,704/mo
▼ 0.25% · 3.875%
HK$373,323
−HK$11,442/mo
Today · 4.125%
HK$384,765
baseline
▲ 0.50% · 4.625%
HK$408,177
+HK$23,412/mo
Deposit HK$8.82M · loan HK$79.39M · min. income ≈ HK$769,530/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,789
−HK$21,761/mo
▼ 0.25% · 3.875%
HK$413,592
−HK$10,958/mo
Today · 4.125%
HK$424,550
baseline
▲ 0.50% · 4.625%
HK$446,929
+HK$22,379/mo
Deposit HK$8.82M · loan HK$79.39M · min. income ≈ HK$849,100/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,748,990 · Scale 2, in force from 26 Feb 2026)