LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,151
−HK$12,613/mo
▼ 0.25% · 3.875%
HK$207,408
−HK$6,356/mo
Today · 4.125%
HK$213,764
baseline
▲ 0.50% · 4.625%
HK$226,772
+HK$13,008/mo
Deposit HK$44.11M · loan HK$44.11M · min. income ≈ HK$427,528/mo (50% DSR)
Upfront cash ≈ HK$47.86M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,778
−HK$12,090/mo
▼ 0.25% · 3.875%
HK$229,780
−HK$6,088/mo
Today · 4.125%
HK$235,868
baseline
▲ 0.50% · 4.625%
HK$248,301
+HK$12,433/mo
Deposit HK$44.11M · loan HK$44.11M · min. income ≈ HK$471,736/mo (50% DSR)
Upfront cash ≈ HK$47.86M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,381
−HK$15,136/mo
▼ 0.25% · 3.875%
HK$248,889
−HK$7,628/mo
Today · 4.125%
HK$256,517
baseline
▲ 0.50% · 4.625%
HK$272,126
+HK$15,609/mo
Deposit HK$35.29M · loan HK$52.93M · min. income ≈ HK$513,034/mo (50% DSR)
Upfront cash ≈ HK$39.03M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,534
−HK$14,508/mo
▼ 0.25% · 3.875%
HK$275,736
−HK$7,306/mo
Today · 4.125%
HK$283,042
baseline
▲ 0.50% · 4.625%
HK$297,961
+HK$14,919/mo
Deposit HK$35.29M · loan HK$52.93M · min. income ≈ HK$566,084/mo (50% DSR)
Upfront cash ≈ HK$39.03M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,611
−HK$17,659/mo
▼ 0.25% · 3.875%
HK$290,371
−HK$8,899/mo
Today · 4.125%
HK$299,270
baseline
▲ 0.50% · 4.625%
HK$317,480
+HK$18,210/mo
Deposit HK$26.46M · loan HK$61.75M · min. income ≈ HK$598,540/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,289
−HK$16,926/mo
▼ 0.25% · 3.875%
HK$321,691
−HK$8,524/mo
Today · 4.125%
HK$330,215
baseline
▲ 0.50% · 4.625%
HK$347,621
+HK$17,406/mo
Deposit HK$26.46M · loan HK$61.75M · min. income ≈ HK$660,430/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,071
−HK$22,705/mo
▼ 0.25% · 3.875%
HK$373,334
−HK$11,442/mo
Today · 4.125%
HK$384,776
baseline
▲ 0.50% · 4.625%
HK$408,189
+HK$23,413/mo
Deposit HK$8.82M · loan HK$79.39M · min. income ≈ HK$769,552/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,800
−HK$21,762/mo
▼ 0.25% · 3.875%
HK$413,603
−HK$10,959/mo
Today · 4.125%
HK$424,562
baseline
▲ 0.50% · 4.625%
HK$446,942
+HK$22,380/mo
Deposit HK$8.82M · loan HK$79.39M · min. income ≈ HK$849,124/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,749,096 · Scale 2, in force from 26 Feb 2026)