LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,164
−HK$12,615/mo
▼ 0.25% · 3.875%
HK$207,421
−HK$6,358/mo
Today · 4.125%
HK$213,779
baseline
▲ 0.50% · 4.625%
HK$226,787
+HK$13,008/mo
Deposit HK$44.11M · loan HK$44.11M · min. income ≈ HK$427,558/mo (50% DSR)
Upfront cash ≈ HK$47.86M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,793
−HK$12,091/mo
▼ 0.25% · 3.875%
HK$229,795
−HK$6,089/mo
Today · 4.125%
HK$235,884
baseline
▲ 0.50% · 4.625%
HK$248,318
+HK$12,434/mo
Deposit HK$44.11M · loan HK$44.11M · min. income ≈ HK$471,768/mo (50% DSR)
Upfront cash ≈ HK$47.86M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,397
−HK$15,138/mo
▼ 0.25% · 3.875%
HK$248,906
−HK$7,629/mo
Today · 4.125%
HK$256,535
baseline
▲ 0.50% · 4.625%
HK$272,144
+HK$15,609/mo
Deposit HK$35.29M · loan HK$52.93M · min. income ≈ HK$513,070/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,552
−HK$14,509/mo
▼ 0.25% · 3.875%
HK$275,754
−HK$7,307/mo
Today · 4.125%
HK$283,061
baseline
▲ 0.50% · 4.625%
HK$297,981
+HK$14,920/mo
Deposit HK$35.29M · loan HK$52.93M · min. income ≈ HK$566,122/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,630
−HK$17,660/mo
▼ 0.25% · 3.875%
HK$290,390
−HK$8,900/mo
Today · 4.125%
HK$299,290
baseline
▲ 0.50% · 4.625%
HK$317,501
+HK$18,211/mo
Deposit HK$26.47M · loan HK$61.75M · min. income ≈ HK$598,580/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,310
−HK$16,927/mo
▼ 0.25% · 3.875%
HK$321,713
−HK$8,524/mo
Today · 4.125%
HK$330,237
baseline
▲ 0.50% · 4.625%
HK$347,645
+HK$17,408/mo
Deposit HK$26.47M · loan HK$61.75M · min. income ≈ HK$660,474/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,095
−HK$22,707/mo
▼ 0.25% · 3.875%
HK$373,359
−HK$11,443/mo
Today · 4.125%
HK$384,802
baseline
▲ 0.50% · 4.625%
HK$408,216
+HK$23,414/mo
Deposit HK$8.82M · loan HK$79.40M · min. income ≈ HK$769,604/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,827
−HK$21,764/mo
▼ 0.25% · 3.875%
HK$413,631
−HK$10,960/mo
Today · 4.125%
HK$424,591
baseline
▲ 0.50% · 4.625%
HK$446,972
+HK$22,381/mo
Deposit HK$8.82M · loan HK$79.40M · min. income ≈ HK$849,182/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,749,347 · Scale 2, in force from 26 Feb 2026)