LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,188
−HK$12,616/mo
▼ 0.25% · 3.875%
HK$207,446
−HK$6,358/mo
Today · 4.125%
HK$213,804
baseline
▲ 0.50% · 4.625%
HK$226,814
+HK$13,010/mo
Deposit HK$44.12M · loan HK$44.12M · min. income ≈ HK$427,608/mo (50% DSR)
Upfront cash ≈ HK$47.87M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,820
−HK$12,092/mo
▼ 0.25% · 3.875%
HK$229,822
−HK$6,090/mo
Today · 4.125%
HK$235,912
baseline
▲ 0.50% · 4.625%
HK$248,347
+HK$12,435/mo
Deposit HK$44.12M · loan HK$44.12M · min. income ≈ HK$471,824/mo (50% DSR)
Upfront cash ≈ HK$47.87M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,426
−HK$15,139/mo
▼ 0.25% · 3.875%
HK$248,935
−HK$7,630/mo
Today · 4.125%
HK$256,565
baseline
▲ 0.50% · 4.625%
HK$272,177
+HK$15,612/mo
Deposit HK$35.29M · loan HK$52.94M · min. income ≈ HK$513,130/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,584
−HK$14,510/mo
▼ 0.25% · 3.875%
HK$275,787
−HK$7,307/mo
Today · 4.125%
HK$283,094
baseline
▲ 0.50% · 4.625%
HK$298,017
+HK$14,923/mo
Deposit HK$35.29M · loan HK$52.94M · min. income ≈ HK$566,188/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,663
−HK$17,663/mo
▼ 0.25% · 3.875%
HK$290,425
−HK$8,901/mo
Today · 4.125%
HK$299,326
baseline
▲ 0.50% · 4.625%
HK$317,539
+HK$18,213/mo
Deposit HK$26.47M · loan HK$61.76M · min. income ≈ HK$598,652/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,348
−HK$16,929/mo
▼ 0.25% · 3.875%
HK$321,751
−HK$8,526/mo
Today · 4.125%
HK$330,277
baseline
▲ 0.50% · 4.625%
HK$347,686
+HK$17,409/mo
Deposit HK$26.47M · loan HK$61.76M · min. income ≈ HK$660,554/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,139
−HK$22,709/mo
▼ 0.25% · 3.875%
HK$373,403
−HK$11,445/mo
Today · 4.125%
HK$384,848
baseline
▲ 0.50% · 4.625%
HK$408,265
+HK$23,417/mo
Deposit HK$8.82M · loan HK$79.41M · min. income ≈ HK$769,696/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,875
−HK$21,767/mo
▼ 0.25% · 3.875%
HK$413,680
−HK$10,962/mo
Today · 4.125%
HK$424,642
baseline
▲ 0.50% · 4.625%
HK$447,025
+HK$22,383/mo
Deposit HK$8.82M · loan HK$79.41M · min. income ≈ HK$849,284/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,749,795 · Scale 2, in force from 26 Feb 2026)