LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,211
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$207,469
−HK$6,359/mo
Today · 4.125%
HK$213,828
baseline
▲ 0.50% · 4.625%
HK$226,839
+HK$13,011/mo
Deposit HK$44.12M · loan HK$44.12M · min. income ≈ HK$427,656/mo (50% DSR)
Upfront cash ≈ HK$47.87M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,845
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$229,848
−HK$6,090/mo
Today · 4.125%
HK$235,938
baseline
▲ 0.50% · 4.625%
HK$248,375
+HK$12,437/mo
Deposit HK$44.12M · loan HK$44.12M · min. income ≈ HK$471,876/mo (50% DSR)
Upfront cash ≈ HK$47.87M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,453
−HK$15,141/mo
▼ 0.25% · 3.875%
HK$248,963
−HK$7,631/mo
Today · 4.125%
HK$256,594
baseline
▲ 0.50% · 4.625%
HK$272,207
+HK$15,613/mo
Deposit HK$35.30M · loan HK$52.94M · min. income ≈ HK$513,188/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,614
−HK$14,512/mo
▼ 0.25% · 3.875%
HK$275,818
−HK$7,308/mo
Today · 4.125%
HK$283,126
baseline
▲ 0.50% · 4.625%
HK$298,050
+HK$14,924/mo
Deposit HK$35.30M · loan HK$52.94M · min. income ≈ HK$566,252/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,695
−HK$17,665/mo
▼ 0.25% · 3.875%
HK$290,457
−HK$8,903/mo
Today · 4.125%
HK$299,360
baseline
▲ 0.50% · 4.625%
HK$317,575
+HK$18,215/mo
Deposit HK$26.47M · loan HK$61.77M · min. income ≈ HK$598,720/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,383
−HK$16,931/mo
▼ 0.25% · 3.875%
HK$321,787
−HK$8,527/mo
Today · 4.125%
HK$330,314
baseline
▲ 0.50% · 4.625%
HK$347,725
+HK$17,411/mo
Deposit HK$26.47M · loan HK$61.77M · min. income ≈ HK$660,628/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,179
−HK$22,712/mo
▼ 0.25% · 3.875%
HK$373,445
−HK$11,446/mo
Today · 4.125%
HK$384,891
baseline
▲ 0.50% · 4.625%
HK$408,311
+HK$23,420/mo
Deposit HK$8.82M · loan HK$79.42M · min. income ≈ HK$769,782/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,921
−HK$21,768/mo
▼ 0.25% · 3.875%
HK$413,727
−HK$10,962/mo
Today · 4.125%
HK$424,689
baseline
▲ 0.50% · 4.625%
HK$447,075
+HK$22,386/mo
Deposit HK$8.82M · loan HK$79.42M · min. income ≈ HK$849,378/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$3,750,215 · Scale 2, in force from 26 Feb 2026)