LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,239
−HK$12,620/mo
▼ 0.25% · 3.875%
HK$207,499
−HK$6,360/mo
Today · 4.125%
HK$213,859
baseline
▲ 0.50% · 4.625%
HK$226,871
+HK$13,012/mo
Deposit HK$44.13M · loan HK$44.13M · min. income ≈ HK$427,718/mo (50% DSR)
Upfront cash ≈ HK$47.88M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,877
−HK$12,095/mo
▼ 0.25% · 3.875%
HK$229,881
−HK$6,091/mo
Today · 4.125%
HK$235,972
baseline
▲ 0.50% · 4.625%
HK$248,410
+HK$12,438/mo
Deposit HK$44.13M · loan HK$44.13M · min. income ≈ HK$471,944/mo (50% DSR)
Upfront cash ≈ HK$47.88M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,487
−HK$15,143/mo
▼ 0.25% · 3.875%
HK$248,999
−HK$7,631/mo
Today · 4.125%
HK$256,630
baseline
▲ 0.50% · 4.625%
HK$272,246
+HK$15,616/mo
Deposit HK$35.30M · loan HK$52.95M · min. income ≈ HK$513,260/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,652
−HK$14,514/mo
▼ 0.25% · 3.875%
HK$275,857
−HK$7,309/mo
Today · 4.125%
HK$283,166
baseline
▲ 0.50% · 4.625%
HK$298,092
+HK$14,926/mo
Deposit HK$35.30M · loan HK$52.95M · min. income ≈ HK$566,332/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,735
−HK$17,667/mo
▼ 0.25% · 3.875%
HK$290,498
−HK$8,904/mo
Today · 4.125%
HK$299,402
baseline
▲ 0.50% · 4.625%
HK$317,620
+HK$18,218/mo
Deposit HK$26.48M · loan HK$61.78M · min. income ≈ HK$598,804/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,427
−HK$16,934/mo
▼ 0.25% · 3.875%
HK$321,833
−HK$8,528/mo
Today · 4.125%
HK$330,361
baseline
▲ 0.50% · 4.625%
HK$347,774
+HK$17,413/mo
Deposit HK$26.48M · loan HK$61.78M · min. income ≈ HK$660,722/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,231
−HK$22,715/mo
▼ 0.25% · 3.875%
HK$373,498
−HK$11,448/mo
Today · 4.125%
HK$384,946
baseline
▲ 0.50% · 4.625%
HK$408,369
+HK$23,423/mo
Deposit HK$8.83M · loan HK$79.43M · min. income ≈ HK$769,892/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,978
−HK$21,771/mo
▼ 0.25% · 3.875%
HK$413,785
−HK$10,964/mo
Today · 4.125%
HK$424,749
baseline
▲ 0.50% · 4.625%
HK$447,139
+HK$22,390/mo
Deposit HK$8.83M · loan HK$79.43M · min. income ≈ HK$849,498/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$3,750,748 · Scale 2, in force from 26 Feb 2026)