LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,134
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,760
−HK$636/mo
Today · 4.125%
HK$21,396
baseline
▲ 0.50% · 4.625%
HK$22,698
+HK$1,302/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,792/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,399
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,999
−HK$610/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,161
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,912
−HK$764/mo
Today · 4.125%
HK$25,676
baseline
▲ 0.50% · 4.625%
HK$27,238
+HK$1,562/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,352/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,878
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,599
−HK$732/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$29,824
+HK$1,493/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,187
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,064
−HK$891/mo
Today · 4.125%
HK$29,955
baseline
▲ 0.50% · 4.625%
HK$31,778
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,910/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,358
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,199
−HK$853/mo
Today · 4.125%
HK$33,052
baseline
▲ 0.50% · 4.625%
HK$34,795
+HK$1,743/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,104/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,241
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,368
−HK$1,145/mo
Today · 4.125%
HK$38,513
baseline
▲ 0.50% · 4.625%
HK$40,857
+HK$2,344/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,026/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,318
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,399
−HK$1,097/mo
Today · 4.125%
HK$42,496
baseline
▲ 0.50% · 4.625%
HK$44,736
+HK$2,240/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$84,992/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,889 · Scale 2, in force from 26 Feb 2026)