LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,411
−HK$12,631/mo
▼ 0.25% · 3.875%
HK$207,676
−HK$6,366/mo
Today · 4.125%
HK$214,042
baseline
▲ 0.50% · 4.625%
HK$227,066
+HK$13,024/mo
Deposit HK$44.16M · loan HK$44.16M · min. income ≈ HK$428,084/mo (50% DSR)
Upfront cash ≈ HK$47.92M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,068
−HK$12,106/mo
▼ 0.25% · 3.875%
HK$230,078
−HK$6,096/mo
Today · 4.125%
HK$236,174
baseline
▲ 0.50% · 4.625%
HK$248,623
+HK$12,449/mo
Deposit HK$44.16M · loan HK$44.16M · min. income ≈ HK$472,348/mo (50% DSR)
Upfront cash ≈ HK$47.92M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,694
−HK$15,156/mo
▼ 0.25% · 3.875%
HK$249,212
−HK$7,638/mo
Today · 4.125%
HK$256,850
baseline
▲ 0.50% · 4.625%
HK$272,479
+HK$15,629/mo
Deposit HK$35.33M · loan HK$53.00M · min. income ≈ HK$513,700/mo (50% DSR)
Upfront cash ≈ HK$39.09M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,882
−HK$14,527/mo
▼ 0.25% · 3.875%
HK$276,093
−HK$7,316/mo
Today · 4.125%
HK$283,409
baseline
▲ 0.50% · 4.625%
HK$298,347
+HK$14,938/mo
Deposit HK$35.33M · loan HK$53.00M · min. income ≈ HK$566,818/mo (50% DSR)
Upfront cash ≈ HK$39.09M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,976
−HK$17,682/mo
▼ 0.25% · 3.875%
HK$290,747
−HK$8,911/mo
Today · 4.125%
HK$299,658
baseline
▲ 0.50% · 4.625%
HK$317,892
+HK$18,234/mo
Deposit HK$26.50M · loan HK$61.83M · min. income ≈ HK$599,316/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,695
−HK$16,948/mo
▼ 0.25% · 3.875%
HK$322,109
−HK$8,534/mo
Today · 4.125%
HK$330,643
baseline
▲ 0.50% · 4.625%
HK$348,072
+HK$17,429/mo
Deposit HK$26.50M · loan HK$61.83M · min. income ≈ HK$661,286/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,541
−HK$22,734/mo
▼ 0.25% · 3.875%
HK$373,818
−HK$11,457/mo
Today · 4.125%
HK$385,275
baseline
▲ 0.50% · 4.625%
HK$408,718
+HK$23,443/mo
Deposit HK$8.83M · loan HK$79.50M · min. income ≈ HK$770,550/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,323
−HK$21,790/mo
▼ 0.25% · 3.875%
HK$414,140
−HK$10,973/mo
Today · 4.125%
HK$425,113
baseline
▲ 0.50% · 4.625%
HK$447,521
+HK$22,408/mo
Deposit HK$8.83M · loan HK$79.50M · min. income ≈ HK$850,226/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$3,753,957 · Scale 2, in force from 26 Feb 2026)