LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,694
−HK$12,648/mo
▼ 0.25% · 3.875%
HK$207,968
−HK$6,374/mo
Today · 4.125%
HK$214,342
baseline
▲ 0.50% · 4.625%
HK$227,384
+HK$13,042/mo
Deposit HK$44.23M · loan HK$44.23M · min. income ≈ HK$428,684/mo (50% DSR)
Upfront cash ≈ HK$47.99M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,382
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$230,400
−HK$6,105/mo
Today · 4.125%
HK$236,505
baseline
▲ 0.50% · 4.625%
HK$248,972
+HK$12,467/mo
Deposit HK$44.23M · loan HK$44.23M · min. income ≈ HK$473,010/mo (50% DSR)
Upfront cash ≈ HK$47.99M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,033
−HK$15,177/mo
▼ 0.25% · 3.875%
HK$249,561
−HK$7,649/mo
Today · 4.125%
HK$257,210
baseline
▲ 0.50% · 4.625%
HK$272,861
+HK$15,651/mo
Deposit HK$35.38M · loan HK$53.07M · min. income ≈ HK$514,420/mo (50% DSR)
Upfront cash ≈ HK$39.14M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,259
−HK$14,547/mo
▼ 0.25% · 3.875%
HK$276,480
−HK$7,326/mo
Today · 4.125%
HK$283,806
baseline
▲ 0.50% · 4.625%
HK$298,766
+HK$14,960/mo
Deposit HK$35.38M · loan HK$53.07M · min. income ≈ HK$567,612/mo (50% DSR)
Upfront cash ≈ HK$39.14M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,371
−HK$17,708/mo
▼ 0.25% · 3.875%
HK$291,155
−HK$8,924/mo
Today · 4.125%
HK$300,079
baseline
▲ 0.50% · 4.625%
HK$318,338
+HK$18,259/mo
Deposit HK$26.54M · loan HK$61.92M · min. income ≈ HK$600,158/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,135
−HK$16,972/mo
▼ 0.25% · 3.875%
HK$322,560
−HK$8,547/mo
Today · 4.125%
HK$331,107
baseline
▲ 0.50% · 4.625%
HK$348,560
+HK$17,453/mo
Deposit HK$26.54M · loan HK$61.92M · min. income ≈ HK$662,214/mo (50% DSR)
Upfront cash ≈ HK$30.29M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,049
−HK$22,766/mo
▼ 0.25% · 3.875%
HK$374,342
−HK$11,473/mo
Today · 4.125%
HK$385,815
baseline
▲ 0.50% · 4.625%
HK$409,291
+HK$23,476/mo
Deposit HK$8.85M · loan HK$79.61M · min. income ≈ HK$771,630/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,888
−HK$21,821/mo
▼ 0.25% · 3.875%
HK$414,720
−HK$10,989/mo
Today · 4.125%
HK$425,709
baseline
▲ 0.50% · 4.625%
HK$448,149
+HK$22,440/mo
Deposit HK$8.85M · loan HK$79.61M · min. income ≈ HK$851,418/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$3,759,222 · Scale 2, in force from 26 Feb 2026)