LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,746
−HK$12,652/mo
▼ 0.25% · 3.875%
HK$208,022
−HK$6,376/mo
Today · 4.125%
HK$214,398
baseline
▲ 0.50% · 4.625%
HK$227,443
+HK$13,045/mo
Deposit HK$44.24M · loan HK$44.24M · min. income ≈ HK$428,796/mo (50% DSR)
Upfront cash ≈ HK$48.00M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,441
−HK$12,126/mo
▼ 0.25% · 3.875%
HK$230,460
−HK$6,107/mo
Today · 4.125%
HK$236,567
baseline
▲ 0.50% · 4.625%
HK$249,037
+HK$12,470/mo
Deposit HK$44.24M · loan HK$44.24M · min. income ≈ HK$473,134/mo (50% DSR)
Upfront cash ≈ HK$48.00M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,096
−HK$15,181/mo
▼ 0.25% · 3.875%
HK$249,626
−HK$7,651/mo
Today · 4.125%
HK$257,277
baseline
▲ 0.50% · 4.625%
HK$272,932
+HK$15,655/mo
Deposit HK$35.39M · loan HK$53.09M · min. income ≈ HK$514,554/mo (50% DSR)
Upfront cash ≈ HK$39.15M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,329
−HK$14,551/mo
▼ 0.25% · 3.875%
HK$276,552
−HK$7,328/mo
Today · 4.125%
HK$283,880
baseline
▲ 0.50% · 4.625%
HK$298,844
+HK$14,964/mo
Deposit HK$35.39M · loan HK$53.09M · min. income ≈ HK$567,760/mo (50% DSR)
Upfront cash ≈ HK$39.15M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,445
−HK$17,712/mo
▼ 0.25% · 3.875%
HK$291,231
−HK$8,926/mo
Today · 4.125%
HK$300,157
baseline
▲ 0.50% · 4.625%
HK$318,421
+HK$18,264/mo
Deposit HK$26.54M · loan HK$61.93M · min. income ≈ HK$600,314/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,217
−HK$16,976/mo
▼ 0.25% · 3.875%
HK$322,644
−HK$8,549/mo
Today · 4.125%
HK$331,193
baseline
▲ 0.50% · 4.625%
HK$348,651
+HK$17,458/mo
Deposit HK$26.54M · loan HK$61.93M · min. income ≈ HK$662,386/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,144
−HK$22,772/mo
▼ 0.25% · 3.875%
HK$374,439
−HK$11,477/mo
Today · 4.125%
HK$385,916
baseline
▲ 0.50% · 4.625%
HK$409,398
+HK$23,482/mo
Deposit HK$8.85M · loan HK$79.63M · min. income ≈ HK$771,832/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,994
−HK$21,826/mo
▼ 0.25% · 3.875%
HK$414,829
−HK$10,991/mo
Today · 4.125%
HK$425,820
baseline
▲ 0.50% · 4.625%
HK$448,266
+HK$22,446/mo
Deposit HK$8.85M · loan HK$79.63M · min. income ≈ HK$851,640/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$3,760,202 · Scale 2, in force from 26 Feb 2026)