LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,185
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,813
−HK$638/mo
Today · 4.125%
HK$21,451
baseline
▲ 0.50% · 4.625%
HK$22,756
+HK$1,305/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,902/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,456
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,058
−HK$611/mo
Today · 4.125%
HK$23,669
baseline
▲ 0.50% · 4.625%
HK$24,916
+HK$1,247/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,338/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,222
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,975
−HK$766/mo
Today · 4.125%
HK$25,741
baseline
▲ 0.50% · 4.625%
HK$27,307
+HK$1,566/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,482/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,947
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,669
−HK$733/mo
Today · 4.125%
HK$28,402
baseline
▲ 0.50% · 4.625%
HK$29,900
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,804/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,259
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,138
−HK$893/mo
Today · 4.125%
HK$30,031
baseline
▲ 0.50% · 4.625%
HK$31,858
+HK$1,827/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,062/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,438
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,281
−HK$855/mo
Today · 4.125%
HK$33,136
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,272/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,333
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,463
−HK$1,148/mo
Today · 4.125%
HK$38,611
baseline
▲ 0.50% · 4.625%
HK$40,961
+HK$2,350/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$77,222/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,420
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,504
−HK$1,100/mo
Today · 4.125%
HK$42,604
baseline
▲ 0.50% · 4.625%
HK$44,849
+HK$2,245/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$85,208/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,562 · Scale 2, in force from 26 Feb 2026)