LTV · monthly repayment
▼ 0.50% · 3.625%
HK$201,978
−HK$12,666/mo
▼ 0.25% · 3.875%
HK$208,260
−HK$6,384/mo
Today · 4.125%
HK$214,644
baseline
▲ 0.50% · 4.625%
HK$227,704
+HK$13,060/mo
Deposit HK$44.29M · loan HK$44.29M · min. income ≈ HK$429,288/mo (50% DSR)
Upfront cash ≈ HK$48.05M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,698
−HK$12,140/mo
▼ 0.25% · 3.875%
HK$230,725
−HK$6,113/mo
Today · 4.125%
HK$236,838
baseline
▲ 0.50% · 4.625%
HK$249,322
+HK$12,484/mo
Deposit HK$44.29M · loan HK$44.29M · min. income ≈ HK$473,676/mo (50% DSR)
Upfront cash ≈ HK$48.05M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,373
−HK$15,199/mo
▼ 0.25% · 3.875%
HK$249,913
−HK$7,659/mo
Today · 4.125%
HK$257,572
baseline
▲ 0.50% · 4.625%
HK$273,245
+HK$15,673/mo
Deposit HK$35.43M · loan HK$53.15M · min. income ≈ HK$515,144/mo (50% DSR)
Upfront cash ≈ HK$39.20M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,638
−HK$14,568/mo
▼ 0.25% · 3.875%
HK$276,870
−HK$7,336/mo
Today · 4.125%
HK$284,206
baseline
▲ 0.50% · 4.625%
HK$299,187
+HK$14,981/mo
Deposit HK$35.43M · loan HK$53.15M · min. income ≈ HK$568,412/mo (50% DSR)
Upfront cash ≈ HK$39.20M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,769
−HK$17,732/mo
▼ 0.25% · 3.875%
HK$291,565
−HK$8,936/mo
Today · 4.125%
HK$300,501
baseline
▲ 0.50% · 4.625%
HK$318,786
+HK$18,285/mo
Deposit HK$26.57M · loan HK$62.00M · min. income ≈ HK$601,002/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,578
−HK$16,995/mo
▼ 0.25% · 3.875%
HK$323,014
−HK$8,559/mo
Today · 4.125%
HK$331,573
baseline
▲ 0.50% · 4.625%
HK$349,051
+HK$17,478/mo
Deposit HK$26.57M · loan HK$62.00M · min. income ≈ HK$663,146/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,560
−HK$22,798/mo
▼ 0.25% · 3.875%
HK$374,869
−HK$11,489/mo
Today · 4.125%
HK$386,358
baseline
▲ 0.50% · 4.625%
HK$409,867
+HK$23,509/mo
Deposit HK$8.86M · loan HK$79.72M · min. income ≈ HK$772,716/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,457
−HK$21,851/mo
▼ 0.25% · 3.875%
HK$415,304
−HK$11,004/mo
Today · 4.125%
HK$426,308
baseline
▲ 0.50% · 4.625%
HK$448,780
+HK$22,472/mo
Deposit HK$8.86M · loan HK$79.72M · min. income ≈ HK$852,616/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$3,764,514 · Scale 2, in force from 26 Feb 2026)