LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,053
−HK$12,671/mo
▼ 0.25% · 3.875%
HK$208,338
−HK$6,386/mo
Today · 4.125%
HK$214,724
baseline
▲ 0.50% · 4.625%
HK$227,789
+HK$13,065/mo
Deposit HK$44.30M · loan HK$44.30M · min. income ≈ HK$429,448/mo (50% DSR)
Upfront cash ≈ HK$48.07M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,782
−HK$12,144/mo
▼ 0.25% · 3.875%
HK$230,811
−HK$6,115/mo
Today · 4.125%
HK$236,926
baseline
▲ 0.50% · 4.625%
HK$249,415
+HK$12,489/mo
Deposit HK$44.30M · loan HK$44.30M · min. income ≈ HK$473,852/mo (50% DSR)
Upfront cash ≈ HK$48.07M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,464
−HK$15,205/mo
▼ 0.25% · 3.875%
HK$250,006
−HK$7,663/mo
Today · 4.125%
HK$257,669
baseline
▲ 0.50% · 4.625%
HK$273,347
+HK$15,678/mo
Deposit HK$35.44M · loan HK$53.17M · min. income ≈ HK$515,338/mo (50% DSR)
Upfront cash ≈ HK$39.21M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,739
−HK$14,573/mo
▼ 0.25% · 3.875%
HK$276,973
−HK$7,339/mo
Today · 4.125%
HK$284,312
baseline
▲ 0.50% · 4.625%
HK$299,298
+HK$14,986/mo
Deposit HK$35.44M · loan HK$53.17M · min. income ≈ HK$568,624/mo (50% DSR)
Upfront cash ≈ HK$39.21M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,875
−HK$17,738/mo
▼ 0.25% · 3.875%
HK$291,674
−HK$8,939/mo
Today · 4.125%
HK$300,613
baseline
▲ 0.50% · 4.625%
HK$318,905
+HK$18,292/mo
Deposit HK$26.58M · loan HK$62.03M · min. income ≈ HK$601,226/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,695
−HK$17,002/mo
▼ 0.25% · 3.875%
HK$323,135
−HK$8,562/mo
Today · 4.125%
HK$331,697
baseline
▲ 0.50% · 4.625%
HK$349,181
+HK$17,484/mo
Deposit HK$26.58M · loan HK$62.03M · min. income ≈ HK$663,394/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,696
−HK$22,807/mo
▼ 0.25% · 3.875%
HK$375,009
−HK$11,494/mo
Today · 4.125%
HK$386,503
baseline
▲ 0.50% · 4.625%
HK$410,021
+HK$23,518/mo
Deposit HK$8.86M · loan HK$79.75M · min. income ≈ HK$773,006/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,608
−HK$21,860/mo
▼ 0.25% · 3.875%
HK$415,459
−HK$11,009/mo
Today · 4.125%
HK$426,468
baseline
▲ 0.50% · 4.625%
HK$448,947
+HK$22,479/mo
Deposit HK$8.86M · loan HK$79.75M · min. income ≈ HK$852,936/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$3,765,920 · Scale 2, in force from 26 Feb 2026)