LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,162
−HK$12,678/mo
▼ 0.25% · 3.875%
HK$208,451
−HK$6,389/mo
Today · 4.125%
HK$214,840
baseline
▲ 0.50% · 4.625%
HK$227,912
+HK$13,072/mo
Deposit HK$44.33M · loan HK$44.33M · min. income ≈ HK$429,680/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,904
−HK$12,151/mo
▼ 0.25% · 3.875%
HK$230,935
−HK$6,120/mo
Today · 4.125%
HK$237,055
baseline
▲ 0.50% · 4.625%
HK$249,550
+HK$12,495/mo
Deposit HK$44.33M · loan HK$44.33M · min. income ≈ HK$474,110/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,595
−HK$15,213/mo
▼ 0.25% · 3.875%
HK$250,141
−HK$7,667/mo
Today · 4.125%
HK$257,808
baseline
▲ 0.50% · 4.625%
HK$273,495
+HK$15,687/mo
Deposit HK$35.46M · loan HK$53.19M · min. income ≈ HK$515,616/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,884
−HK$14,581/mo
▼ 0.25% · 3.875%
HK$277,123
−HK$7,342/mo
Today · 4.125%
HK$284,465
baseline
▲ 0.50% · 4.625%
HK$299,460
+HK$14,995/mo
Deposit HK$35.46M · loan HK$53.19M · min. income ≈ HK$568,930/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,027
−HK$17,749/mo
▼ 0.25% · 3.875%
HK$291,831
−HK$8,945/mo
Today · 4.125%
HK$300,776
baseline
▲ 0.50% · 4.625%
HK$319,077
+HK$18,301/mo
Deposit HK$26.60M · loan HK$62.06M · min. income ≈ HK$601,552/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,865
−HK$17,011/mo
▼ 0.25% · 3.875%
HK$323,310
−HK$8,566/mo
Today · 4.125%
HK$331,876
baseline
▲ 0.50% · 4.625%
HK$349,370
+HK$17,494/mo
Deposit HK$26.60M · loan HK$62.06M · min. income ≈ HK$663,752/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,892
−HK$22,820/mo
▼ 0.25% · 3.875%
HK$375,211
−HK$11,501/mo
Today · 4.125%
HK$386,712
baseline
▲ 0.50% · 4.625%
HK$410,242
+HK$23,530/mo
Deposit HK$8.87M · loan HK$79.79M · min. income ≈ HK$773,424/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,827
−HK$21,871/mo
▼ 0.25% · 3.875%
HK$415,684
−HK$11,014/mo
Today · 4.125%
HK$426,698
baseline
▲ 0.50% · 4.625%
HK$449,190
+HK$22,492/mo
Deposit HK$8.87M · loan HK$79.79M · min. income ≈ HK$853,396/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$3,767,955 · Scale 2, in force from 26 Feb 2026)