LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,165
−HK$12,678/mo
▼ 0.25% · 3.875%
HK$208,454
−HK$6,389/mo
Today · 4.125%
HK$214,843
baseline
▲ 0.50% · 4.625%
HK$227,916
+HK$13,073/mo
Deposit HK$44.33M · loan HK$44.33M · min. income ≈ HK$429,686/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,907
−HK$12,151/mo
▼ 0.25% · 3.875%
HK$230,939
−HK$6,119/mo
Today · 4.125%
HK$237,058
baseline
▲ 0.50% · 4.625%
HK$249,554
+HK$12,496/mo
Deposit HK$44.33M · loan HK$44.33M · min. income ≈ HK$474,116/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,598
−HK$15,213/mo
▼ 0.25% · 3.875%
HK$250,145
−HK$7,666/mo
Today · 4.125%
HK$257,811
baseline
▲ 0.50% · 4.625%
HK$273,499
+HK$15,688/mo
Deposit HK$35.46M · loan HK$53.20M · min. income ≈ HK$515,622/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,888
−HK$14,582/mo
▼ 0.25% · 3.875%
HK$277,127
−HK$7,343/mo
Today · 4.125%
HK$284,470
baseline
▲ 0.50% · 4.625%
HK$299,464
+HK$14,994/mo
Deposit HK$35.46M · loan HK$53.20M · min. income ≈ HK$568,940/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,032
−HK$17,748/mo
▼ 0.25% · 3.875%
HK$291,835
−HK$8,945/mo
Today · 4.125%
HK$300,780
baseline
▲ 0.50% · 4.625%
HK$319,082
+HK$18,302/mo
Deposit HK$26.60M · loan HK$62.06M · min. income ≈ HK$601,560/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,870
−HK$17,011/mo
▼ 0.25% · 3.875%
HK$323,314
−HK$8,567/mo
Today · 4.125%
HK$331,881
baseline
▲ 0.50% · 4.625%
HK$349,375
+HK$17,494/mo
Deposit HK$26.60M · loan HK$62.06M · min. income ≈ HK$663,762/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,898
−HK$22,819/mo
▼ 0.25% · 3.875%
HK$375,217
−HK$11,500/mo
Today · 4.125%
HK$386,717
baseline
▲ 0.50% · 4.625%
HK$410,248
+HK$23,531/mo
Deposit HK$8.87M · loan HK$79.79M · min. income ≈ HK$773,434/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,832
−HK$21,872/mo
▼ 0.25% · 3.875%
HK$415,690
−HK$11,014/mo
Today · 4.125%
HK$426,704
baseline
▲ 0.50% · 4.625%
HK$449,196
+HK$22,492/mo
Deposit HK$8.87M · loan HK$79.79M · min. income ≈ HK$853,408/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$3,768,010 · Scale 2, in force from 26 Feb 2026)