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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$88.66M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$283,050
−HK$17,750/mo
▼ 0.25% · 3.875%
HK$291,855
−HK$8,945/mo
Today · 4.125%
HK$300,800
baseline
▲ 0.50% · 4.625%
HK$319,103
+HK$18,303/mo
Deposit HK$26.60M · loan HK$62.07M · min. income ≈ HK$601,600/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,768,258 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com