LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,188
−HK$12,678/mo
▼ 0.25% · 3.875%
HK$208,477
−HK$6,389/mo
Today · 4.125%
HK$214,866
baseline
▲ 0.50% · 4.625%
HK$227,941
+HK$13,075/mo
Deposit HK$44.33M · loan HK$44.33M · min. income ≈ HK$429,732/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,932
−HK$12,152/mo
▼ 0.25% · 3.875%
HK$230,964
−HK$6,120/mo
Today · 4.125%
HK$237,084
baseline
▲ 0.50% · 4.625%
HK$249,581
+HK$12,497/mo
Deposit HK$44.33M · loan HK$44.33M · min. income ≈ HK$474,168/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,625
−HK$15,215/mo
▼ 0.25% · 3.875%
HK$250,172
−HK$7,668/mo
Today · 4.125%
HK$257,840
baseline
▲ 0.50% · 4.625%
HK$273,529
+HK$15,689/mo
Deposit HK$35.47M · loan HK$53.20M · min. income ≈ HK$515,680/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,918
−HK$14,583/mo
▼ 0.25% · 3.875%
HK$277,157
−HK$7,344/mo
Today · 4.125%
HK$284,501
baseline
▲ 0.50% · 4.625%
HK$299,497
+HK$14,996/mo
Deposit HK$35.47M · loan HK$53.20M · min. income ≈ HK$569,002/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,063
−HK$17,750/mo
▼ 0.25% · 3.875%
HK$291,867
−HK$8,946/mo
Today · 4.125%
HK$300,813
baseline
▲ 0.50% · 4.625%
HK$319,117
+HK$18,304/mo
Deposit HK$26.60M · loan HK$62.07M · min. income ≈ HK$601,626/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,904
−HK$17,013/mo
▼ 0.25% · 3.875%
HK$323,350
−HK$8,567/mo
Today · 4.125%
HK$331,917
baseline
▲ 0.50% · 4.625%
HK$349,413
+HK$17,496/mo
Deposit HK$26.60M · loan HK$62.07M · min. income ≈ HK$663,834/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,938
−HK$22,822/mo
▼ 0.25% · 3.875%
HK$375,258
−HK$11,502/mo
Today · 4.125%
HK$386,760
baseline
▲ 0.50% · 4.625%
HK$410,293
+HK$23,533/mo
Deposit HK$8.87M · loan HK$79.80M · min. income ≈ HK$773,520/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,877
−HK$21,874/mo
▼ 0.25% · 3.875%
HK$415,735
−HK$11,016/mo
Today · 4.125%
HK$426,751
baseline
▲ 0.50% · 4.625%
HK$449,246
+HK$22,495/mo
Deposit HK$8.87M · loan HK$79.80M · min. income ≈ HK$853,502/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$3,768,423 · Scale 2, in force from 26 Feb 2026)