LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,219
−HK$12,681/mo
▼ 0.25% · 3.875%
HK$208,509
−HK$6,391/mo
Today · 4.125%
HK$214,900
baseline
▲ 0.50% · 4.625%
HK$227,976
+HK$13,076/mo
Deposit HK$44.34M · loan HK$44.34M · min. income ≈ HK$429,800/mo (50% DSR)
Upfront cash ≈ HK$48.11M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,967
−HK$12,154/mo
▼ 0.25% · 3.875%
HK$231,000
−HK$6,121/mo
Today · 4.125%
HK$237,121
baseline
▲ 0.50% · 4.625%
HK$249,620
+HK$12,499/mo
Deposit HK$44.34M · loan HK$44.34M · min. income ≈ HK$474,242/mo (50% DSR)
Upfront cash ≈ HK$48.11M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,663
−HK$15,217/mo
▼ 0.25% · 3.875%
HK$250,211
−HK$7,669/mo
Today · 4.125%
HK$257,880
baseline
▲ 0.50% · 4.625%
HK$273,571
+HK$15,691/mo
Deposit HK$35.47M · loan HK$53.21M · min. income ≈ HK$515,760/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,960
−HK$14,585/mo
▼ 0.25% · 3.875%
HK$277,200
−HK$7,345/mo
Today · 4.125%
HK$284,545
baseline
▲ 0.50% · 4.625%
HK$299,544
+HK$14,999/mo
Deposit HK$35.47M · loan HK$53.21M · min. income ≈ HK$569,090/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,107
−HK$17,753/mo
▼ 0.25% · 3.875%
HK$291,913
−HK$8,947/mo
Today · 4.125%
HK$300,860
baseline
▲ 0.50% · 4.625%
HK$319,167
+HK$18,307/mo
Deposit HK$26.60M · loan HK$62.08M · min. income ≈ HK$601,720/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,953
−HK$17,016/mo
▼ 0.25% · 3.875%
HK$323,400
−HK$8,569/mo
Today · 4.125%
HK$331,969
baseline
▲ 0.50% · 4.625%
HK$349,468
+HK$17,499/mo
Deposit HK$26.60M · loan HK$62.08M · min. income ≈ HK$663,938/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,994
−HK$22,826/mo
▼ 0.25% · 3.875%
HK$375,317
−HK$11,503/mo
Today · 4.125%
HK$386,820
baseline
▲ 0.50% · 4.625%
HK$410,357
+HK$23,537/mo
Deposit HK$8.87M · loan HK$79.81M · min. income ≈ HK$773,640/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,940
−HK$21,878/mo
▼ 0.25% · 3.875%
HK$415,800
−HK$11,018/mo
Today · 4.125%
HK$426,818
baseline
▲ 0.50% · 4.625%
HK$449,316
+HK$22,498/mo
Deposit HK$8.87M · loan HK$79.81M · min. income ≈ HK$853,636/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$3,769,012 · Scale 2, in force from 26 Feb 2026)