LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,371
−HK$12,690/mo
▼ 0.25% · 3.875%
HK$208,666
−HK$6,395/mo
Today · 4.125%
HK$215,061
baseline
▲ 0.50% · 4.625%
HK$228,147
+HK$13,086/mo
Deposit HK$44.37M · loan HK$44.37M · min. income ≈ HK$430,122/mo (50% DSR)
Upfront cash ≈ HK$48.15M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,136
−HK$12,163/mo
▼ 0.25% · 3.875%
HK$231,174
−HK$6,125/mo
Today · 4.125%
HK$237,299
baseline
▲ 0.50% · 4.625%
HK$249,807
+HK$12,508/mo
Deposit HK$44.37M · loan HK$44.37M · min. income ≈ HK$474,598/mo (50% DSR)
Upfront cash ≈ HK$48.15M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,845
−HK$15,229/mo
▼ 0.25% · 3.875%
HK$250,399
−HK$7,675/mo
Today · 4.125%
HK$258,074
baseline
▲ 0.50% · 4.625%
HK$273,777
+HK$15,703/mo
Deposit HK$35.50M · loan HK$53.25M · min. income ≈ HK$516,148/mo (50% DSR)
Upfront cash ≈ HK$39.27M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,163
−HK$14,596/mo
▼ 0.25% · 3.875%
HK$277,408
−HK$7,351/mo
Today · 4.125%
HK$284,759
baseline
▲ 0.50% · 4.625%
HK$299,769
+HK$15,010/mo
Deposit HK$35.50M · loan HK$53.25M · min. income ≈ HK$569,518/mo (50% DSR)
Upfront cash ≈ HK$39.27M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,319
−HK$17,767/mo
▼ 0.25% · 3.875%
HK$292,132
−HK$8,954/mo
Today · 4.125%
HK$301,086
baseline
▲ 0.50% · 4.625%
HK$319,406
+HK$18,320/mo
Deposit HK$26.62M · loan HK$62.12M · min. income ≈ HK$602,172/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,190
−HK$17,029/mo
▼ 0.25% · 3.875%
HK$323,643
−HK$8,576/mo
Today · 4.125%
HK$332,219
baseline
▲ 0.50% · 4.625%
HK$349,730
+HK$17,511/mo
Deposit HK$26.62M · loan HK$62.12M · min. income ≈ HK$664,438/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,268
−HK$22,842/mo
▼ 0.25% · 3.875%
HK$375,598
−HK$11,512/mo
Today · 4.125%
HK$387,110
baseline
▲ 0.50% · 4.625%
HK$410,665
+HK$23,555/mo
Deposit HK$8.87M · loan HK$79.87M · min. income ≈ HK$774,220/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,244
−HK$21,894/mo
▼ 0.25% · 3.875%
HK$416,113
−HK$11,025/mo
Today · 4.125%
HK$427,138
baseline
▲ 0.50% · 4.625%
HK$449,653
+HK$22,515/mo
Deposit HK$8.87M · loan HK$79.87M · min. income ≈ HK$854,276/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$3,771,841 · Scale 2, in force from 26 Feb 2026)