LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,401
−HK$12,692/mo
▼ 0.25% · 3.875%
HK$208,696
−HK$6,397/mo
Today · 4.125%
HK$215,093
baseline
▲ 0.50% · 4.625%
HK$228,181
+HK$13,088/mo
Deposit HK$44.38M · loan HK$44.38M · min. income ≈ HK$430,186/mo (50% DSR)
Upfront cash ≈ HK$48.15M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,169
−HK$12,165/mo
▼ 0.25% · 3.875%
HK$231,208
−HK$6,126/mo
Today · 4.125%
HK$237,334
baseline
▲ 0.50% · 4.625%
HK$249,844
+HK$12,510/mo
Deposit HK$44.38M · loan HK$44.38M · min. income ≈ HK$474,668/mo (50% DSR)
Upfront cash ≈ HK$48.15M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,881
−HK$15,230/mo
▼ 0.25% · 3.875%
HK$250,436
−HK$7,675/mo
Today · 4.125%
HK$258,111
baseline
▲ 0.50% · 4.625%
HK$273,817
+HK$15,706/mo
Deposit HK$35.50M · loan HK$53.26M · min. income ≈ HK$516,222/mo (50% DSR)
Upfront cash ≈ HK$39.28M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,202
−HK$14,599/mo
▼ 0.25% · 3.875%
HK$277,449
−HK$7,352/mo
Today · 4.125%
HK$284,801
baseline
▲ 0.50% · 4.625%
HK$299,813
+HK$15,012/mo
Deposit HK$35.50M · loan HK$53.26M · min. income ≈ HK$569,602/mo (50% DSR)
Upfront cash ≈ HK$39.28M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,361
−HK$17,769/mo
▼ 0.25% · 3.875%
HK$292,175
−HK$8,955/mo
Today · 4.125%
HK$301,130
baseline
▲ 0.50% · 4.625%
HK$319,453
+HK$18,323/mo
Deposit HK$26.63M · loan HK$62.13M · min. income ≈ HK$602,260/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,236
−HK$17,031/mo
▼ 0.25% · 3.875%
HK$323,691
−HK$8,576/mo
Today · 4.125%
HK$332,267
baseline
▲ 0.50% · 4.625%
HK$349,782
+HK$17,515/mo
Deposit HK$26.63M · loan HK$62.13M · min. income ≈ HK$664,534/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,321
−HK$22,846/mo
▼ 0.25% · 3.875%
HK$375,654
−HK$11,513/mo
Today · 4.125%
HK$387,167
baseline
▲ 0.50% · 4.625%
HK$410,725
+HK$23,558/mo
Deposit HK$8.88M · loan HK$79.89M · min. income ≈ HK$774,334/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,304
−HK$21,897/mo
▼ 0.25% · 3.875%
HK$416,174
−HK$11,027/mo
Today · 4.125%
HK$427,201
baseline
▲ 0.50% · 4.625%
HK$449,719
+HK$22,518/mo
Deposit HK$8.88M · loan HK$79.89M · min. income ≈ HK$854,402/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$3,772,394 · Scale 2, in force from 26 Feb 2026)