LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,517
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$208,816
−HK$6,400/mo
Today · 4.125%
HK$215,216
baseline
▲ 0.50% · 4.625%
HK$228,312
+HK$13,096/mo
Deposit HK$44.41M · loan HK$44.41M · min. income ≈ HK$430,432/mo (50% DSR)
Upfront cash ≈ HK$48.18M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,298
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$231,340
−HK$6,130/mo
Today · 4.125%
HK$237,470
baseline
▲ 0.50% · 4.625%
HK$249,988
+HK$12,518/mo
Deposit HK$44.41M · loan HK$44.41M · min. income ≈ HK$474,940/mo (50% DSR)
Upfront cash ≈ HK$48.18M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,020
−HK$15,240/mo
▼ 0.25% · 3.875%
HK$250,580
−HK$7,680/mo
Today · 4.125%
HK$258,260
baseline
▲ 0.50% · 4.625%
HK$273,974
+HK$15,714/mo
Deposit HK$35.53M · loan HK$53.29M · min. income ≈ HK$516,520/mo (50% DSR)
Upfront cash ≈ HK$39.30M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,358
−HK$14,606/mo
▼ 0.25% · 3.875%
HK$277,608
−HK$7,356/mo
Today · 4.125%
HK$284,964
baseline
▲ 0.50% · 4.625%
HK$299,985
+HK$15,021/mo
Deposit HK$35.53M · loan HK$53.29M · min. income ≈ HK$569,928/mo (50% DSR)
Upfront cash ≈ HK$39.30M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,524
−HK$17,779/mo
▼ 0.25% · 3.875%
HK$292,343
−HK$8,960/mo
Today · 4.125%
HK$301,303
baseline
▲ 0.50% · 4.625%
HK$319,637
+HK$18,334/mo
Deposit HK$26.64M · loan HK$62.17M · min. income ≈ HK$602,606/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,417
−HK$17,041/mo
▼ 0.25% · 3.875%
HK$323,876
−HK$8,582/mo
Today · 4.125%
HK$332,458
baseline
▲ 0.50% · 4.625%
HK$349,983
+HK$17,525/mo
Deposit HK$26.64M · loan HK$62.17M · min. income ≈ HK$664,916/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,530
−HK$22,860/mo
▼ 0.25% · 3.875%
HK$375,869
−HK$11,521/mo
Today · 4.125%
HK$387,390
baseline
▲ 0.50% · 4.625%
HK$410,961
+HK$23,571/mo
Deposit HK$8.88M · loan HK$79.93M · min. income ≈ HK$774,780/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,536
−HK$21,910/mo
▼ 0.25% · 3.875%
HK$416,413
−HK$11,033/mo
Today · 4.125%
HK$427,446
baseline
▲ 0.50% · 4.625%
HK$449,978
+HK$22,532/mo
Deposit HK$8.88M · loan HK$79.93M · min. income ≈ HK$854,892/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$3,774,561 · Scale 2, in force from 26 Feb 2026)