LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,264
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,894
−HK$640/mo
Today · 4.125%
HK$21,534
baseline
▲ 0.50% · 4.625%
HK$22,845
+HK$1,311/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,068/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,543
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,148
−HK$613/mo
Today · 4.125%
HK$23,761
baseline
▲ 0.50% · 4.625%
HK$25,013
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,522/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,316
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,073
−HK$768/mo
Today · 4.125%
HK$25,841
baseline
▲ 0.50% · 4.625%
HK$27,413
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,682/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,052
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,777
−HK$736/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,016
+HK$1,503/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,369
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,251
−HK$897/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,982
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,296/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,560
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,407
−HK$858/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,019
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,474
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,609
−HK$1,153/mo
Today · 4.125%
HK$38,762
baseline
▲ 0.50% · 4.625%
HK$41,120
+HK$2,358/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,524/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,577
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,666
−HK$1,104/mo
Today · 4.125%
HK$42,770
baseline
▲ 0.50% · 4.625%
HK$45,024
+HK$2,254/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,540/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,596 · Scale 2, in force from 26 Feb 2026)