LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,664
−HK$12,708/mo
▼ 0.25% · 3.875%
HK$208,968
−HK$6,404/mo
Today · 4.125%
HK$215,372
baseline
▲ 0.50% · 4.625%
HK$228,477
+HK$13,105/mo
Deposit HK$44.44M · loan HK$44.44M · min. income ≈ HK$430,744/mo (50% DSR)
Upfront cash ≈ HK$48.22M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,461
−HK$12,181/mo
▼ 0.25% · 3.875%
HK$231,508
−HK$6,134/mo
Today · 4.125%
HK$237,642
baseline
▲ 0.50% · 4.625%
HK$250,169
+HK$12,527/mo
Deposit HK$44.44M · loan HK$44.44M · min. income ≈ HK$475,284/mo (50% DSR)
Upfront cash ≈ HK$48.22M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,196
−HK$15,251/mo
▼ 0.25% · 3.875%
HK$250,761
−HK$7,686/mo
Today · 4.125%
HK$258,447
baseline
▲ 0.50% · 4.625%
HK$274,173
+HK$15,726/mo
Deposit HK$35.55M · loan HK$53.33M · min. income ≈ HK$516,894/mo (50% DSR)
Upfront cash ≈ HK$39.33M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,553
−HK$14,618/mo
▼ 0.25% · 3.875%
HK$277,810
−HK$7,361/mo
Today · 4.125%
HK$285,171
baseline
▲ 0.50% · 4.625%
HK$300,202
+HK$15,031/mo
Deposit HK$35.55M · loan HK$53.33M · min. income ≈ HK$570,342/mo (50% DSR)
Upfront cash ≈ HK$39.33M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,729
−HK$17,792/mo
▼ 0.25% · 3.875%
HK$292,555
−HK$8,966/mo
Today · 4.125%
HK$301,521
baseline
▲ 0.50% · 4.625%
HK$319,868
+HK$18,347/mo
Deposit HK$26.66M · loan HK$62.21M · min. income ≈ HK$603,042/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,646
−HK$17,053/mo
▼ 0.25% · 3.875%
HK$324,111
−HK$8,588/mo
Today · 4.125%
HK$332,699
baseline
▲ 0.50% · 4.625%
HK$350,236
+HK$17,537/mo
Deposit HK$26.66M · loan HK$62.21M · min. income ≈ HK$665,398/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,794
−HK$22,876/mo
▼ 0.25% · 3.875%
HK$376,142
−HK$11,528/mo
Today · 4.125%
HK$387,670
baseline
▲ 0.50% · 4.625%
HK$411,259
+HK$23,589/mo
Deposit HK$8.89M · loan HK$79.99M · min. income ≈ HK$775,340/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,830
−HK$21,926/mo
▼ 0.25% · 3.875%
HK$416,714
−HK$11,042/mo
Today · 4.125%
HK$427,756
baseline
▲ 0.50% · 4.625%
HK$450,304
+HK$22,548/mo
Deposit HK$8.89M · loan HK$79.99M · min. income ≈ HK$855,512/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$3,777,296 · Scale 2, in force from 26 Feb 2026)