LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,267
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,897
−HK$641/mo
Today · 4.125%
HK$21,538
baseline
▲ 0.50% · 4.625%
HK$22,848
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,076/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,546
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$614/mo
Today · 4.125%
HK$23,765
baseline
▲ 0.50% · 4.625%
HK$25,017
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,530/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,320
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,076
−HK$769/mo
Today · 4.125%
HK$25,845
baseline
▲ 0.50% · 4.625%
HK$27,418
+HK$1,573/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$51,690/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,056
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,781
−HK$736/mo
Today · 4.125%
HK$28,517
baseline
▲ 0.50% · 4.625%
HK$30,021
+HK$1,504/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$57,034/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,373
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,256
−HK$897/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,987
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,565
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$858/mo
Today · 4.125%
HK$33,270
baseline
▲ 0.50% · 4.625%
HK$35,024
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,540/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,480
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,615
−HK$1,153/mo
Today · 4.125%
HK$38,768
baseline
▲ 0.50% · 4.625%
HK$41,126
+HK$2,358/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,536/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,584
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,672
−HK$1,104/mo
Today · 4.125%
HK$42,776
baseline
▲ 0.50% · 4.625%
HK$45,031
+HK$2,255/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,552/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,637 · Scale 2, in force from 26 Feb 2026)