LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,680
−HK$12,710/mo
▼ 0.25% · 3.875%
HK$208,985
−HK$6,405/mo
Today · 4.125%
HK$215,390
baseline
▲ 0.50% · 4.625%
HK$228,496
+HK$13,106/mo
Deposit HK$44.44M · loan HK$44.44M · min. income ≈ HK$430,780/mo (50% DSR)
Upfront cash ≈ HK$48.22M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,480
−HK$12,182/mo
▼ 0.25% · 3.875%
HK$231,527
−HK$6,135/mo
Today · 4.125%
HK$237,662
baseline
▲ 0.50% · 4.625%
HK$250,189
+HK$12,527/mo
Deposit HK$44.44M · loan HK$44.44M · min. income ≈ HK$475,324/mo (50% DSR)
Upfront cash ≈ HK$48.22M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,216
−HK$15,252/mo
▼ 0.25% · 3.875%
HK$250,782
−HK$7,686/mo
Today · 4.125%
HK$258,468
baseline
▲ 0.50% · 4.625%
HK$274,195
+HK$15,727/mo
Deposit HK$35.55M · loan HK$53.33M · min. income ≈ HK$516,936/mo (50% DSR)
Upfront cash ≈ HK$39.33M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,576
−HK$14,618/mo
▼ 0.25% · 3.875%
HK$277,832
−HK$7,362/mo
Today · 4.125%
HK$285,194
baseline
▲ 0.50% · 4.625%
HK$300,227
+HK$15,033/mo
Deposit HK$35.55M · loan HK$53.33M · min. income ≈ HK$570,388/mo (50% DSR)
Upfront cash ≈ HK$39.33M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,752
−HK$17,794/mo
▼ 0.25% · 3.875%
HK$292,579
−HK$8,967/mo
Today · 4.125%
HK$301,546
baseline
▲ 0.50% · 4.625%
HK$319,894
+HK$18,348/mo
Deposit HK$26.67M · loan HK$62.22M · min. income ≈ HK$603,092/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,672
−HK$17,054/mo
▼ 0.25% · 3.875%
HK$324,138
−HK$8,588/mo
Today · 4.125%
HK$332,726
baseline
▲ 0.50% · 4.625%
HK$350,265
+HK$17,539/mo
Deposit HK$26.67M · loan HK$62.22M · min. income ≈ HK$665,452/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,824
−HK$22,878/mo
▼ 0.25% · 3.875%
HK$376,173
−HK$11,529/mo
Today · 4.125%
HK$387,702
baseline
▲ 0.50% · 4.625%
HK$411,293
+HK$23,591/mo
Deposit HK$8.89M · loan HK$80.00M · min. income ≈ HK$775,404/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,864
−HK$21,927/mo
▼ 0.25% · 3.875%
HK$416,749
−HK$11,042/mo
Today · 4.125%
HK$427,791
baseline
▲ 0.50% · 4.625%
HK$450,341
+HK$22,550/mo
Deposit HK$8.89M · loan HK$80.00M · min. income ≈ HK$855,582/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$3,777,606 · Scale 2, in force from 26 Feb 2026)