LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,275
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,906
−HK$641/mo
Today · 4.125%
HK$21,547
baseline
▲ 0.50% · 4.625%
HK$22,858
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,094/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,556
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,161
−HK$614/mo
Today · 4.125%
HK$23,775
baseline
▲ 0.50% · 4.625%
HK$25,028
+HK$1,253/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,550/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,330
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,087
−HK$769/mo
Today · 4.125%
HK$25,856
baseline
▲ 0.50% · 4.625%
HK$27,429
+HK$1,573/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$51,712/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,067
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,793
−HK$737/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,033
+HK$1,503/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,385
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$897/mo
Today · 4.125%
HK$30,165
baseline
▲ 0.50% · 4.625%
HK$32,001
+HK$1,836/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,330/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,578
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,425
−HK$860/mo
Today · 4.125%
HK$33,285
baseline
▲ 0.50% · 4.625%
HK$35,039
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,570/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,495
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,631
−HK$1,153/mo
Today · 4.125%
HK$38,784
baseline
▲ 0.50% · 4.625%
HK$41,144
+HK$2,360/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,568/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,601
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,690
−HK$1,104/mo
Today · 4.125%
HK$42,794
baseline
▲ 0.50% · 4.625%
HK$45,050
+HK$2,256/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,588/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,750 · Scale 2, in force from 26 Feb 2026)