LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,912
−HK$12,724/mo
▼ 0.25% · 3.875%
HK$209,223
−HK$6,413/mo
Today · 4.125%
HK$215,636
baseline
▲ 0.50% · 4.625%
HK$228,757
+HK$13,121/mo
Deposit HK$44.49M · loan HK$44.49M · min. income ≈ HK$431,272/mo (50% DSR)
Upfront cash ≈ HK$48.28M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,737
−HK$12,196/mo
▼ 0.25% · 3.875%
HK$231,791
−HK$6,142/mo
Today · 4.125%
HK$237,933
baseline
▲ 0.50% · 4.625%
HK$250,475
+HK$12,542/mo
Deposit HK$44.49M · loan HK$44.49M · min. income ≈ HK$475,866/mo (50% DSR)
Upfront cash ≈ HK$48.28M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,494
−HK$15,269/mo
▼ 0.25% · 3.875%
HK$251,068
−HK$7,695/mo
Today · 4.125%
HK$258,763
baseline
▲ 0.50% · 4.625%
HK$274,508
+HK$15,745/mo
Deposit HK$35.59M · loan HK$53.39M · min. income ≈ HK$517,526/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,885
−HK$14,635/mo
▼ 0.25% · 3.875%
HK$278,150
−HK$7,370/mo
Today · 4.125%
HK$285,520
baseline
▲ 0.50% · 4.625%
HK$300,570
+HK$15,050/mo
Deposit HK$35.59M · loan HK$53.39M · min. income ≈ HK$571,040/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,076
−HK$17,814/mo
▼ 0.25% · 3.875%
HK$292,913
−HK$8,977/mo
Today · 4.125%
HK$301,890
baseline
▲ 0.50% · 4.625%
HK$320,260
+HK$18,370/mo
Deposit HK$26.70M · loan HK$62.29M · min. income ≈ HK$603,780/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,032
−HK$17,074/mo
▼ 0.25% · 3.875%
HK$324,508
−HK$8,598/mo
Today · 4.125%
HK$333,106
baseline
▲ 0.50% · 4.625%
HK$350,665
+HK$17,559/mo
Deposit HK$26.70M · loan HK$62.29M · min. income ≈ HK$666,212/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,241
−HK$22,904/mo
▼ 0.25% · 3.875%
HK$376,602
−HK$11,543/mo
Today · 4.125%
HK$388,145
baseline
▲ 0.50% · 4.625%
HK$411,762
+HK$23,617/mo
Deposit HK$8.90M · loan HK$80.09M · min. income ≈ HK$776,290/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,327
−HK$21,952/mo
▼ 0.25% · 3.875%
HK$417,224
−HK$11,055/mo
Today · 4.125%
HK$428,279
baseline
▲ 0.50% · 4.625%
HK$450,855
+HK$22,576/mo
Deposit HK$8.90M · loan HK$80.09M · min. income ≈ HK$856,558/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$3,781,919 · Scale 2, in force from 26 Feb 2026)