LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,941
−HK$12,726/mo
▼ 0.25% · 3.875%
HK$209,254
−HK$6,413/mo
Today · 4.125%
HK$215,667
baseline
▲ 0.50% · 4.625%
HK$228,790
+HK$13,123/mo
Deposit HK$44.50M · loan HK$44.50M · min. income ≈ HK$431,334/mo (50% DSR)
Upfront cash ≈ HK$48.28M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,770
−HK$12,197/mo
▼ 0.25% · 3.875%
HK$231,825
−HK$6,142/mo
Today · 4.125%
HK$237,967
baseline
▲ 0.50% · 4.625%
HK$250,511
+HK$12,544/mo
Deposit HK$44.50M · loan HK$44.50M · min. income ≈ HK$475,934/mo (50% DSR)
Upfront cash ≈ HK$48.28M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,529
−HK$15,272/mo
▼ 0.25% · 3.875%
HK$251,104
−HK$7,697/mo
Today · 4.125%
HK$258,801
baseline
▲ 0.50% · 4.625%
HK$274,548
+HK$15,747/mo
Deposit HK$35.60M · loan HK$53.40M · min. income ≈ HK$517,602/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,924
−HK$14,637/mo
▼ 0.25% · 3.875%
HK$278,190
−HK$7,371/mo
Today · 4.125%
HK$285,561
baseline
▲ 0.50% · 4.625%
HK$300,613
+HK$15,052/mo
Deposit HK$35.60M · loan HK$53.40M · min. income ≈ HK$571,122/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,117
−HK$17,817/mo
▼ 0.25% · 3.875%
HK$292,955
−HK$8,979/mo
Today · 4.125%
HK$301,934
baseline
▲ 0.50% · 4.625%
HK$320,306
+HK$18,372/mo
Deposit HK$26.70M · loan HK$62.30M · min. income ≈ HK$603,868/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,078
−HK$17,076/mo
▼ 0.25% · 3.875%
HK$324,555
−HK$8,599/mo
Today · 4.125%
HK$333,154
baseline
▲ 0.50% · 4.625%
HK$350,716
+HK$17,562/mo
Deposit HK$26.70M · loan HK$62.30M · min. income ≈ HK$666,308/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,294
−HK$22,907/mo
▼ 0.25% · 3.875%
HK$376,657
−HK$11,544/mo
Today · 4.125%
HK$388,201
baseline
▲ 0.50% · 4.625%
HK$411,822
+HK$23,621/mo
Deposit HK$8.90M · loan HK$80.10M · min. income ≈ HK$776,402/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,386
−HK$21,955/mo
▼ 0.25% · 3.875%
HK$417,285
−HK$11,056/mo
Today · 4.125%
HK$428,341
baseline
▲ 0.50% · 4.625%
HK$450,920
+HK$22,579/mo
Deposit HK$8.90M · loan HK$80.10M · min. income ≈ HK$856,682/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$3,782,467 · Scale 2, in force from 26 Feb 2026)