LTV · monthly repayment
▼ 0.50% · 3.625%
HK$202,988
−HK$12,729/mo
▼ 0.25% · 3.875%
HK$209,302
−HK$6,415/mo
Today · 4.125%
HK$215,717
baseline
▲ 0.50% · 4.625%
HK$228,843
+HK$13,126/mo
Deposit HK$44.51M · loan HK$44.51M · min. income ≈ HK$431,434/mo (50% DSR)
Upfront cash ≈ HK$48.29M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,822
−HK$12,201/mo
▼ 0.25% · 3.875%
HK$231,878
−HK$6,145/mo
Today · 4.125%
HK$238,023
baseline
▲ 0.50% · 4.625%
HK$250,569
+HK$12,546/mo
Deposit HK$44.51M · loan HK$44.51M · min. income ≈ HK$476,046/mo (50% DSR)
Upfront cash ≈ HK$48.29M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,586
−HK$15,274/mo
▼ 0.25% · 3.875%
HK$251,162
−HK$7,698/mo
Today · 4.125%
HK$258,860
baseline
▲ 0.50% · 4.625%
HK$274,612
+HK$15,752/mo
Deposit HK$35.61M · loan HK$53.41M · min. income ≈ HK$517,720/mo (50% DSR)
Upfront cash ≈ HK$39.39M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,986
−HK$14,641/mo
▼ 0.25% · 3.875%
HK$278,254
−HK$7,373/mo
Today · 4.125%
HK$285,627
baseline
▲ 0.50% · 4.625%
HK$300,683
+HK$15,056/mo
Deposit HK$35.61M · loan HK$53.41M · min. income ≈ HK$571,254/mo (50% DSR)
Upfront cash ≈ HK$39.39M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,183
−HK$17,821/mo
▼ 0.25% · 3.875%
HK$293,023
−HK$8,981/mo
Today · 4.125%
HK$302,004
baseline
▲ 0.50% · 4.625%
HK$320,380
+HK$18,376/mo
Deposit HK$26.71M · loan HK$62.31M · min. income ≈ HK$604,008/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,151
−HK$17,081/mo
▼ 0.25% · 3.875%
HK$324,630
−HK$8,602/mo
Today · 4.125%
HK$333,232
baseline
▲ 0.50% · 4.625%
HK$350,797
+HK$17,565/mo
Deposit HK$26.71M · loan HK$62.31M · min. income ≈ HK$666,464/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,378
−HK$22,913/mo
▼ 0.25% · 3.875%
HK$376,744
−HK$11,547/mo
Today · 4.125%
HK$388,291
baseline
▲ 0.50% · 4.625%
HK$411,917
+HK$23,626/mo
Deposit HK$8.90M · loan HK$80.12M · min. income ≈ HK$776,582/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,480
−HK$21,961/mo
▼ 0.25% · 3.875%
HK$417,381
−HK$11,060/mo
Today · 4.125%
HK$428,441
baseline
▲ 0.50% · 4.625%
HK$451,024
+HK$22,583/mo
Deposit HK$8.90M · loan HK$80.12M · min. income ≈ HK$856,882/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$3,783,341 · Scale 2, in force from 26 Feb 2026)