LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,137
−HK$12,739/mo
▼ 0.25% · 3.875%
HK$209,456
−HK$6,420/mo
Today · 4.125%
HK$215,876
baseline
▲ 0.50% · 4.625%
HK$229,012
+HK$13,136/mo
Deposit HK$44.54M · loan HK$44.54M · min. income ≈ HK$431,752/mo (50% DSR)
Upfront cash ≈ HK$48.33M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,988
−HK$12,210/mo
▼ 0.25% · 3.875%
HK$232,049
−HK$6,149/mo
Today · 4.125%
HK$238,198
baseline
▲ 0.50% · 4.625%
HK$250,754
+HK$12,556/mo
Deposit HK$44.54M · loan HK$44.54M · min. income ≈ HK$476,396/mo (50% DSR)
Upfront cash ≈ HK$48.33M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,765
−HK$15,286/mo
▼ 0.25% · 3.875%
HK$251,347
−HK$7,704/mo
Today · 4.125%
HK$259,051
baseline
▲ 0.50% · 4.625%
HK$274,814
+HK$15,763/mo
Deposit HK$35.63M · loan HK$53.45M · min. income ≈ HK$518,102/mo (50% DSR)
Upfront cash ≈ HK$39.42M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,186
−HK$14,651/mo
▼ 0.25% · 3.875%
HK$278,459
−HK$7,378/mo
Today · 4.125%
HK$285,837
baseline
▲ 0.50% · 4.625%
HK$300,904
+HK$15,067/mo
Deposit HK$35.63M · loan HK$53.45M · min. income ≈ HK$571,674/mo (50% DSR)
Upfront cash ≈ HK$39.42M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,392
−HK$17,834/mo
▼ 0.25% · 3.875%
HK$293,239
−HK$8,987/mo
Today · 4.125%
HK$302,226
baseline
▲ 0.50% · 4.625%
HK$320,616
+HK$18,390/mo
Deposit HK$26.73M · loan HK$62.36M · min. income ≈ HK$604,452/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,384
−HK$17,093/mo
▼ 0.25% · 3.875%
HK$324,869
−HK$8,608/mo
Today · 4.125%
HK$333,477
baseline
▲ 0.50% · 4.625%
HK$351,055
+HK$17,578/mo
Deposit HK$26.73M · loan HK$62.36M · min. income ≈ HK$666,954/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,647
−HK$22,930/mo
▼ 0.25% · 3.875%
HK$377,021
−HK$11,556/mo
Today · 4.125%
HK$388,577
baseline
▲ 0.50% · 4.625%
HK$412,221
+HK$23,644/mo
Deposit HK$8.91M · loan HK$80.18M · min. income ≈ HK$777,154/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,779
−HK$21,977/mo
▼ 0.25% · 3.875%
HK$417,689
−HK$11,067/mo
Today · 4.125%
HK$428,756
baseline
▲ 0.50% · 4.625%
HK$451,356
+HK$22,600/mo
Deposit HK$8.91M · loan HK$80.18M · min. income ≈ HK$857,512/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$3,786,128 · Scale 2, in force from 26 Feb 2026)