LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,307
−HK$12,749/mo
▼ 0.25% · 3.875%
HK$209,631
−HK$6,425/mo
Today · 4.125%
HK$216,056
baseline
▲ 0.50% · 4.625%
HK$229,203
+HK$13,147/mo
Deposit HK$44.58M · loan HK$44.58M · min. income ≈ HK$432,112/mo (50% DSR)
Upfront cash ≈ HK$48.37M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,177
−HK$12,220/mo
▼ 0.25% · 3.875%
HK$232,243
−HK$6,154/mo
Today · 4.125%
HK$238,397
baseline
▲ 0.50% · 4.625%
HK$250,963
+HK$12,566/mo
Deposit HK$44.58M · loan HK$44.58M · min. income ≈ HK$476,794/mo (50% DSR)
Upfront cash ≈ HK$48.37M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,968
−HK$15,299/mo
▼ 0.25% · 3.875%
HK$251,557
−HK$7,710/mo
Today · 4.125%
HK$259,267
baseline
▲ 0.50% · 4.625%
HK$275,043
+HK$15,776/mo
Deposit HK$35.66M · loan HK$53.50M · min. income ≈ HK$518,534/mo (50% DSR)
Upfront cash ≈ HK$39.45M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,412
−HK$14,664/mo
▼ 0.25% · 3.875%
HK$278,692
−HK$7,384/mo
Today · 4.125%
HK$286,076
baseline
▲ 0.50% · 4.625%
HK$301,155
+HK$15,079/mo
Deposit HK$35.66M · loan HK$53.50M · min. income ≈ HK$572,152/mo (50% DSR)
Upfront cash ≈ HK$39.45M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,630
−HK$17,849/mo
▼ 0.25% · 3.875%
HK$293,483
−HK$8,996/mo
Today · 4.125%
HK$302,479
baseline
▲ 0.50% · 4.625%
HK$320,884
+HK$18,405/mo
Deposit HK$26.75M · loan HK$62.41M · min. income ≈ HK$604,958/mo (50% DSR)
Upfront cash ≈ HK$30.54M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,648
−HK$17,107/mo
▼ 0.25% · 3.875%
HK$325,140
−HK$8,615/mo
Today · 4.125%
HK$333,755
baseline
▲ 0.50% · 4.625%
HK$351,348
+HK$17,593/mo
Deposit HK$26.75M · loan HK$62.41M · min. income ≈ HK$667,510/mo (50% DSR)
Upfront cash ≈ HK$30.54M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,953
−HK$22,948/mo
▼ 0.25% · 3.875%
HK$377,336
−HK$11,565/mo
Today · 4.125%
HK$388,901
baseline
▲ 0.50% · 4.625%
HK$412,565
+HK$23,664/mo
Deposit HK$8.92M · loan HK$80.24M · min. income ≈ HK$777,802/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,119
−HK$21,995/mo
▼ 0.25% · 3.875%
HK$418,037
−HK$11,077/mo
Today · 4.125%
HK$429,114
baseline
▲ 0.50% · 4.625%
HK$451,733
+HK$22,619/mo
Deposit HK$8.92M · loan HK$80.24M · min. income ≈ HK$858,228/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$3,789,288 · Scale 2, in force from 26 Feb 2026)