LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,331
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,964
−HK$642/mo
Today · 4.125%
HK$21,606
baseline
▲ 0.50% · 4.625%
HK$22,921
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,212/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,618
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,225
−HK$615/mo
Today · 4.125%
HK$23,840
baseline
▲ 0.50% · 4.625%
HK$25,097
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,680/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,398
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,156
−HK$772/mo
Today · 4.125%
HK$25,928
baseline
▲ 0.50% · 4.625%
HK$27,505
+HK$1,577/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,856/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,142
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,870
−HK$738/mo
Today · 4.125%
HK$28,608
baseline
▲ 0.50% · 4.625%
HK$30,116
+HK$1,508/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,216/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,464
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,349
−HK$900/mo
Today · 4.125%
HK$30,249
baseline
▲ 0.50% · 4.625%
HK$32,089
+HK$1,840/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,498/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,666
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,515
−HK$862/mo
Today · 4.125%
HK$33,377
baseline
▲ 0.50% · 4.625%
HK$35,136
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,754/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,596
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,735
−HK$1,156/mo
Today · 4.125%
HK$38,891
baseline
▲ 0.50% · 4.625%
HK$41,258
+HK$2,367/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$77,782/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,713
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,805
−HK$1,108/mo
Today · 4.125%
HK$42,913
baseline
▲ 0.50% · 4.625%
HK$45,175
+HK$2,262/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$85,826/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)